Research On Ownership Strueture And Governance Performance Of Listed Commercial Banks In China

The spread of financial crises and financial globalization intensifies, so that China's commercial banks felt unprecedented pressure, how to form such a tough macro and get a good development, and the courage to challenge, seize the opportunity, is one of problems China's financial sector needing to solute. The ownership structure of commercial banks is reasonable is a measure of a country's financial system is an important factor in the soundness of commercial banks ownership structure and governance performance relationship has been in the financial area of research focus of concern and purpose of this paper by analyzing the ownership structure of China's listed commercial banks the relationship between performance and governance in order to seek to optimize the structure of commercial banks, policy recommendations.First, this paper analyzes the current China's financial industry faces opportunities and challenges, in his discussion of the research literature and research methods have been sought on the basis of this idea. Next, we theoretically analyzed the ownership structure and governance performance relationship, in theory, on the basis of commercial banks in recent years, we used the data to study the status of the ownership structure. Finally, we select the representatives of commercial bank performance, profitability, safety, solvency, sustainable development capacity in four of the 12 sub-indicators in factor analysis, obtained a comprehensive performance evaluation of bank governance has been interpreted as a variable factor. Taking into account the validity of empirical results, we select all the listed banks in China of 2000-2008 available data, focusing on the equity stake in the nature of concentration and two return separately to examine the ownership structure and governance performance of the correlation between the regression for empirical the results of this paper, optimization of shareholding structure policy recommendations.The principal innovation is to be selected on the explanatory variables, breaking the previous single indicator used to measure performance, using factor analysis to arrive at a comprehensive performance indicators. On the other hand, in the selection of data that we cover all the listed banks, and strive to better research results. In the explanatory variables, the equity division of nature, the author will be divided into state-owned shares of state-owned shares of state-owned legal person shares of general corporate shares and foreign ownership have also gotten involved, and strive to find the performance of bank management of the deep-seated causes and for the empirical results of the corresponding policy recommendations.