Comparative Research On The Urban Low-Income Group Housing Guarantee Policy

In recent years, housing prices are increasing sharply and housing problems of urban low-income groups get more serious.Housing problem is not only related to the vital interests of the people, but also concerns about social stability. Housing security system is one of the important contents of social welfare system. Therefore, it is the responsibility and the duty of the government to solve housing problems and protect the rights of urban low-income groups.Urban housing guarantee system is the necessary and supplementary policy of housing market-driven distribution policy system. It is also the important part of national social security system.Currently, most urban low-income people can't afford to buy an apartment house which can satisfy their basic housing need in the housing market; therefore, the problem of the urban low-income group's housing guarantee system is becoming more and more obvious with the faster development of housing market. Economically affordable housing and low-rent housing are two major modes in urban low-income housing guarantee system in China now. Because urban low-income housing guarantee system in China is just taking off and the policy system itself is not perfect. Moreover, there are still some deviations when we apply the policy system into real situation. Therefore, the result of current urban low-income housing guarantee system is not satisfied on the whole, and most urban low-income just can enjoy the guarantee policy within limits.Therefore, researches on urban low-income housing guarantee policy in China are important and significant.In this paper, take M City, Taiwan and N City, Jiangsu Province, China as two cases, the author does some research on the conditions of housing and incomes of low-income groups, and the migrant workers are included. Analyze the housing needs of low-income groups and the housing stress under the high housing price in M City and N City. On the basis of the infestations, at the same time, we learn from the housing welfare experience for urban low-income groups of developed countries and regions. According to the corresponding theories and current implementation of housing security system in our country, put forward some proposals to improve housing security for urban low-incomes groups:to legislate housing security policies, to ensure that the supply of housing is reasonable, to enlarge the scope of housing welfare, so that more housing problem of poor groups get be resolved.