The Research Of Establishing Firstly Endowment Insurance System In Richer Rural Areas

In recent years, with the extent of China's aging population growing, the family pension facing with the challenge and the marketplace continuously improving, which need to set up social security to solve the pension problem of peasant. Through many years of practice and reform, our country has initially formed the basic framework of the rural social endowment insurance system, but it is far from perfect. In order to solve the problems brought by the upsurge of aging population in the 30s of this century, we have to start off fundamental the condition of a country of China, and establish realities of rural endowment insurance system which adapts to the demands of the market economy.Reviewing the course of the implementation of the policy of rural social endowment insurance, then summarizes practical experience based on it and analyzes the unsolved problems. The develop level of social security is conditioned by economic level in great degree. Which lead to the rural endowment insurance system can not be accomplished in an action, it must go step-by-step. Merely that rural areas are possess relevant economic basis, are able to establish social insurance system. At the same time, there are still some difficulties which need to be improved in the process of building rural endowment insurance system in richer areas, such as:the complexity of peasant groups, peasant's career continuously changing, fund operations difficult and so on, which need to be perfected in the system's construction and development.When thinking about the design of the rural social endowment insurance system, the writer points out:According to situation in richer areas, we should integrate of different endowment insurance system and construct resilience account's pattern in the unitary frame, in order to meet the fundamental demand of all members and the different demand of different groups. At the same time, we should improve endowment insurance system by strengthening legal system, improving handing over expense and capital operation means.