Competitive Research Based On Input-output Tables Of The Commercial Banks

The Chinese banking is completely opened in 2007. The integration level of the Chinese banking and global finance industry will be improved further. Along with comprehensive national strength strengthened, the financial system reformed and overall environment changed, especially under the major background that state-owned commercial banks' finance reorganization and restructuring to be listed have achieved many breakthroughs, how actively carry out internationalization strategy named walking out, rapidly achieve fusion with global finance industry, continuously strengthen management ability and market competition in the global competition, have already become a matter of strategic importance that Chinese commercial banks must be faced with. Then, to conduct objective and systematic analysis and appraisement of the competitiveness of Chinese commercial banks and provide effective strategies to improve their competitiveness is the key to keep the stabilization of Chinese banking and the whole financial industry.On the basis of elementary of enterprise competitiveness,this paper puts forward commercial bank competitiveness that the commercial banks , in the market competition, taking earnings, safety and mobility as business principles, on the foundation of making effective use of and creating resources, meet consume needs further better, faster and safer than the competitors in financial products and services, and then promote their lasting and developing ability. Subsequently, with studying existing research results of authorities and scholars from home and abroad, the author try to compile Input-Output chart of commercial banks combined commercial banks transaction with Input-Output analysis theory, and puts Input-Output analysis method into the research of banks' competitiveness. The article is constituted by the following five parts: The first part is foreword.The second part details the theory of the competitiveness of commercial banks. According to the enterprise competitiveness and commercial banks, the thesis brings forward the define of the competitiveness of commercial banks, and analyzes the theory and the inscape of the competitiveness of commercial banks.The third part introduces Input-Output analysis theory of commercial banks, including how to fill in the Input-Output chart, and create the Input-Output mathematical model according to the chart.The fourth part makes empirical analysis about competitiveness of commercial banks. Firstly, it illustrates advantages of using Input-Output chart in commercial banks,then constructs evaluating index system of commercial banks'competitiveness. Secondly, it concretely introduces how we make Input-Output chart in competitiveness competitiveness analysis. Thirdly, it makes empirical analysis taking the case of Dalian City Commercial Bank.The fifth part puts forward to Countermeasures that how we improve commercial bank competitiveness. It provides specific Countermeasures of competitiveness improvement from their own reformation and development, business environment of Chinese banking and so on.It will provide a good technical method for Chinese commercial banks evaluating their own strength with input-output analysis, and be good for them to adopt Countermeasures to strengthen hand. We believe that improving the competitiveness of Chinese commercial banks will contribute to stable development of Chinese financial industry in the end.