Problems And Countermeasures Of The Insurance Brokerage Industry Research

With the fast development of the economy in China, insurance has been to one of the most speeding expanding industries in our country. However, the growth of insurance broker trades is obviously far behind. In fact, insurance broker in China is in initial development of specialization and standard market as the establishment and gradual improvement of policies on controlling and managing system. Now, the development of present conditions in insurance broker industry is as follows: 1.The number of insurance agencies is getting larger very quickly. 2.The insurance brokers' income from insuring fees is increasing swiftly. 3.There is great potential in insurance brokers.4. Insurance broker industry is gradually developing as the rising sun. Meanwhile, there are also some problems on the shortages of human resources, management experiences, skillful techniques, laws and policies, social awareness and developing strategies. Thus, to develop insurance broker industry has important meaning and function on promoting the systematical and fine operation and speeding expansion of insurance market in China as well as improving the economic rate of insurance industry and strengthening the insurance agencies' competence and decreasing the arguments between the two sides of insuring. At present, insurance broker industry is on a newly established stage, so we should have a correct view on its problems of development, and on the other hand, we should take effective measures to solve these problems. We can focus on two aspects to the standard of insurance broker industry in China. In the legal policy aspect, we should further perfect the laws and policies and the controlling system of insurance brokers, set scientific standards for cognizance of qualification and classification and carry out the system of different salaries for different level stuffs. In the actual operating aspect, we should actively shape the environment suit to the development of insurance broker; raise the level of this industry as well as the kernelled competence of the brokers themselves.