Regional Financial Policy Analysis

Modern market economy is the financial economy on a kind of height monetization and credit foundation. The finance plays a role in holding the balance in regional economic development, the result of the market-based reform made the finance become the key link of promoting the development of economy progressively in more than 20 years in our country. But according to actual conditions of our country, the productivity among the areas is uneven, the obvious area characteristic appears in economic development, and this results the difference and uneven development of regional finance. This thesis is about the regional financial policy relying on difference of regional financial development, based on middle view, attempts to comment on performance of the regional financial policy in our country's history, explains the realistic foundation that we implement regional financial policy, puts forward the basic implementation frame of the regional financial policy of our country, in order to solve the conspicuous contradiction between the financial policy unity of our country and regional economy difference. Five chapters form the thesis. Chapter one is the general theory analysis to the regional financial policy. In this chapter I define the meaning of the regional financial policy at first, and compare the regional financial policy with general financial policy, regional economic policy, explain the goal system of the regional financial policy on this basis. In chapter two, I review and appraise regional financial policy history of our country. I implemented highly centralized traditional planned economic system before reform and opening-up, administration's balanced financial policy exposed administrative division of bank branch, monetary disposition rigidity, financial behavior and arrangement of every area highly convergent, which appeared poor efficiency and drawback. The implementation of the market economic system after reform and opening-up make regional economic development, financial resource present uneven two-class structure. Difference of finance development was outstanding. The unified financial policy is challenged, establishing the financial development policies in the area according to the economic difference of development is urgent. In chapter three, I put forward the general program of structuring the regional financial policy. Proceeding with institutional improvement, establish the complete regional financial policy system in several aspects such as regional financial organizing system, regional financial market system, regional financial regulation and control system, and regional investment policy, regional fiscal policy cooperating with regional financial policy, in order to progressively solve the practical problem that exist in the finance development in the regional economy at present, and put forward the pertinence suggestion on the financial development of the weak area.Chapter four is to the investigation that domestic and international relevant experience carried on in this aspect. This selected China's Shenzhen, America and Europe country mainly, they have accumulated much experience in how regional financial policy support the development of regional economy. Chapter is a summary.This thesis adopts the following several research approach mainly: First, combining the theory combines with practice; Because there is no intact regional financial policy theoretical system in past research, I draw lessons on the basis of financial research in the past and defines the regional financial policy theory, and amplify the relevant theory to make the theory and practice reach perfect combination. Secondly,comparative analysis. Difference in financial policy of different place and different periods are focal points of this research. This thesis applies abundant comparative analysis, including horizontal and vertical comparison to strengthen the understanding of the theory and practice. Thirdly, combining positive analysis and normative analysis. The thesis adopts a large number of dat...