Analysis Of Business Risk Management Of Commercial Bank Bonds Investment

This thesis mainly discusses some problems in the bond investment operation of the commercial banks, depending on the national interbank bond market, to promote the specializing process of the bond investment.This thesis tries to approach to the practical operation, and all the kinds of bond and operation models are tightly related with the market. It sets the fictitious bond investment combination, and makes the practical analysis. The front part of it takes the process of risk management as the cut-in point, analyzing with the practical status of the bond market in China, especially focusing on the market risk. In the normal status, the investors take the rate of long-term bond investment at a too low level, which makes a big rate risk. The credit risk may get together for the big circulation of the short-term financial bond between banks. And the characteristic of inquiring increases the operation risk. the thesis takes the risk-blenching, the risk-removing, and the risk-reserving as the settlements.The last two parts of this essay discuss the frame of the risk management system and the way to consummating the system in the practice, and give some specific suggestions. The risk management system includes the organization system, the information system and the function system. It fully analyzes these systems, redesigns them and discusses the problems that probably occur in the practice. Optimizing the risk management system, consummating the analysis of the base work and perfecting the risk defense system are some efficient ways to control risk in practice. To perfect the risk defense system, there is some option in inner-control system, task measurement system, and market risk management and feedback system in this essay.