Research On Local Government Credit Risk

The public credit takes the entire social credit system's core constituent, is the establishment true enterprise credit and individual credit prerequisite. The credit good government may be better wins the public and society's trust, displays its social management and the collective services function fully, maintains the social stability and the economic boom. Looking from the current situation, our country Local authority credit existence partial flaw risk, realizes as well as the public good to the government function the trust has had the adverse effect to the government.As all levels of place business's direct superintendent and the performer, the Local authority credit construction concerns people's vital interest and the blessing. Therefore, studies the Local authority credit risks, based on this and proposed that the improvement measure has the very vital practical significance.This article research mentality is:First to the local authority credit theory, contents and so on credit risks' performance, origin and credit present situation carries on the elaboration; Based on the selection can reflect that the Local authority credit risks the factor carries on the questionnaire survey, establishes the ISM model according to the investigation statistical result, carries on the appraisal to each kind of credit risks factor's important degree, obtains affects the Local authority credit the key aspect, thus proposes the corresponding improvement measure.This article does the prime task is as follows:1. the elaboration studies the Local authority credit risks the background, introduced that the public credit the correlation theories foundation, and carries on the narration to the domestic and foreign scholar's research condition, pointed out that current studies this question the practical significance; 2. the pair of public credit's connotation, the characteristic, the status and the function carry on the elaboration, limits the Local authority credit risks, introduced briefly our country Local authority credit present situation, studies the Local authority credit risks by this achievement the theory support;3. analyzes our country Local authority credit risks question the performance, the origin and the influence.4. according to standards and so on feasibility, validity, the selection can reflect that the Local authority credit risks the factor, divides into it seven broad headings, take this as the foundation establishment questionnaire, the statistical questionnaire result and the model analysis discovers the influence using ISM the key aspect, thus determined that improves the Local authority credit risks the direction;5. acts according to the above analysis, to reduces the Local authority credit risks to propose the concrete countermeasure. Including establishes the Local authority credit restraint mechanism, limits the Local authority function reasonably, enhances the public to participate in the degree, carries on the credit to drive as well as to strengthen the credit moral reconstruction five aspects.