A Study On The Management System Of Servicing The Agriculture,Rural Areas And Farmers By Agricultural Bank Of China

China is the largest developing country with1.3billion people, of which800million ones live in rural areas. CPC Central Committee always aims to solve the "agro-related" issue the development of farmers, agriculture and rural as the top priority. At present, China’s rural financial services lag behind, which has become a constraining bottleneck for the development of China’s rural economy; rural financial reform issues have become hot in the study of financial theory. To enhance the "agro-related" financial services, in2007, the CPC Central Committee decided to make Agricultural Bank of China carry out the responsibility of a large state-owned bank to serve "agro-related" business, to assume the main task to provide "agro-related" financial services, to take the synthetical advantage of funds, personnel and services as the backbone of the main service channel. Taking Agricultural Bank of China as an example, this paper discusses the "agro-related" service management systems and mechanisms of the large state-owned banks from two perspectives. One is from the institutional aspect, analyzes the status and problems of the Agricultural Bank of China reform in "agro-related" service reform in recent years and summarizes the problems and reasons in the "agro-related" service management systems and mechanisms of the large state-owned banks, the other is from the mechanism aspect, learning advanced management experience of international banks by empirical analysis, proposes the path of mechanism reform and new ideas for large state-owned commercial banks to provide agro-related" services. Text is divided into six parts:Part Ⅰ. From the perspectives of management system and corporate governance, the introduction section describes the background and the meaning of "agro-related" issues, discusses the importance to study the system mechanism of providing "agro-related" financial services in large state-owned commercial banks and summarizes the ideas and methods of the thesis.Part Ⅱ. From the perspectives of organizational system and corporate governance structure, it analyzes the institutional management reform status of large state-owned commercial banks.Part Ⅲ. It describes the policy and regulatory system of China’s large commercial banks providing "agro-related" services, summarizes the problems on basis of the status analysis.Part Ⅳ. For the problems in the "agro-related" service management systems and mechanisms of the large state-owned banks, it gives some policy proposals in the organizational system optimization, process reengineering, improved operating mechanism and separate accounting in the "agro-related" business unit.Part Ⅴ. on basis of the conclusion, it discusses the "agro-related" financial service management systems and mechanisms of the large state-owned commercial banks.