| As the heart of the present economy, the financial development plays a crucial role in the trend of the overall economy. Obviously, it is no longer an isolated concept as its initial simple definition of "accommodation of fund" in the constantly progressive development of the economic situation. From the view of its internal development, the stable financial situation is the result of the interaction of all the internal elements. With regard to its external environment, the financial stabilization is also affected by its ecological environment.Since the proposal of the concept of "financial ecology" in2004by Zhou Xiaochuan, the governor of the People’s Bank of China, it has been a hot issue in public. Financial ecology is a compound conception, involving various aspects of economy, finance, law, credit, government and so forth, which are interactive and correlative. The construction of the financial ecological environment covers not only the urban areas which prompt the financial development, but also the vast rural areas so as to optimize the rural financial ecological environment. Due to some historical factors, China has vast rural areas and an enormous rural population. Moreover, agriculture is the primary industry of national economy. Once the fundamental position of agriculture is unstable, the development of the entire economic entity will be severely shocked. In this sense, the construction of rural financial ecological environment really becomes an urgent issue.In2007, Wuhan Urban Agglomeration and Chang-Zhu-Tan Urban Agglomeration have been simultaneously approved as the national comprehensive experimental zone for construction of a resource-conserving and environmental-friendly society. The grant offers a favorable unprecedented opportunity for the development of Hunan, especially for the three cities of Chang-Zhu-Tan. In fact, the development of county economy is the most significant part in Chang-Zhu-Tan area as well as the carrier of building a new socialist countryside. Therefore, to improve the rural financial ecological environment of Chang-Zhu-Tan area is a crucial goal in the optimization of the Chang-Zhu-Tan financial system. In order to realize the objective of developing the two-oriented economy, it is necessary to bring the supporting action of rural financial ecological environment into full play, to rationally allocate the rural financial resources and to enhance the utilization efficiency of financial resources.Centering on the support of the rural financial ecological environment in Chang-Zhu-Tan area to the two-oriented economic construction, this thesis is developed from theory to method and from demonstration to practice. To start with, the author introduces the research background and significance of this thesis. By summarizing the domestic researches in this field, the author then presents the main content, method and technical route of her research and points out the innovation and inadequacies in this thesis. In the next place, proceeding with the definition of the two-oriented economy and financial ecological environment, the author analyzes the current situation and existent problems in Chang-Zhu-Tan area, on the virtue of some relevant theories concerning the construction of the rural financial ecological environment. Successively, from the perspective of empirical analyses, models are built for further confirmatory analysis of the previous theories. At the last, from the angle of policy analysis, the author puts forward some advices in terms of the construction of the rural financial ecological environment in Chang-Zhu-Tan area which aims to promote the development of the two-oriented economy. |