Evaluation Of Jilin Regional Agricultural Insurance System Mode

Although agriculture is more and more modern, there are all kinds of risks due tothe objective cause, such as natural risk and market risk. According to statistics,China’s annual average area suffered natural disasters accounts for27%of the totalcultivated acreage, hazard area accounts for10.7%, hazard rate40.3%. Oncemeeting risks such as drought, floods, hail, plant diseases and insect pests, typhoon,lightning, fire and other natural risk, emergency rescue and resistance risk abilityweak, plus market, price risk and economic policy, system and other social risks,these no doubt bring fragile farmer of vulnerable groups more difficults.This puts forward some requirements for agricultural insurance, it must be ableto reasonable and effective to spread risk, compensate farmers loss, safeguard theinterests of farmers. In a market economy environment, the agricultural insurance asan important part of agricultural support protection system is to provide the necessarysecurity and support for the development of modern agriculture, it also has beencaused attention by the world trade organization (wto) and every government.But in China’s special agriculture, farmers, average cultivated land area is small,the regional agricultural development is not balanced, the rising hazard rate, China’sagricultural insurance development is still in groping stage, agricultural insurance asmodern risk management mechanism in China’s development is through twists andturns, through the first pilot, suspension and then pilot twists and turns. But,thankfully, since the16th CPC national congress, agricultural insurance has receivedthe attention of the party central committee and the state council, from2004to2009,six central No1file and the promulgation of " state10"2006put forward tospecific requirements for the agricultural insurance."San Nong "problem care forsocial harmony and stability, for the success or failure of China’s sustainabledevelopment strategy, and the agricultural insurance is an important breakthrough in this problem, it can provide the powerful guarantee and support because of itsdispersion effect for agricultural points line,security function for the interests offarmers and good support for agricultural economy.More than2600population, cultivated land area of388.14million hectares,57%of the population engaged in agriculture, the economic constitution in jilin province,agricultural output value contribute for around1/4of the GDP, far more than thenational average level, so in the industrial structure of agriculture income still has alot of dependence, first solving the problem of "agriculture, countryside and farmers"to the whole development of jilin province is very important. Agricultural insuranceas a national support agricultural development practice, but also guarantee thefarmers’ interests of government policy. Jilin province and the whole of China’sagricultural relate to900million peasants’ lives and social stability and unity, so thedevelopment of the science of regional agriculture insurance is of great significance.China is a vast land, rich natural climate,regional agriculture production andagricultural risk decided must develop regional agricultural insurance, scientific andeffective regional agricultural insurance is to protect the farmers the disadvantagedgroups of the basic needs, and the coordination of regional agricultural economysustainable development needs to develop a regional situation to the regionalagricultural insurance.AnHua agricultural insurance company of Jilin province is established early anddeveloped relatively well, form its own distinct development pattern at the same time.But we need analysis for further whether this development mode is suitable for Jilinprovince regional characteristics and agricultural development, based on this problem,this paper study and refer to advanced insurance system mode of domestic andinternational mainstream insurance system mode, then combining with the fieldsituation and the current agricultural insurance system model of Jilin province，according to the LWD and LOWA operator theory base, select evaluation index,finally evaluate the Jilin agricultural insurance system model, It can be a morescientific and accurate description for Jilin agricultural insurance mode at present inthe state and its development, provide basis for further promoting Jilin agriculturalinsurance, at the same time promote good development model. This paper use qualitative and quantitative methods for evaluation of regionalagricultural insurance development model, expand theory field of vision and thinkingAngle of the area agricultural insurance development, at the same time, providetheoretical foundation for the further development of regional agricultural insuranceand how to development.