Aging Industry Fund Operating Mechanism

With the deepening of the aging society and transformation of the elder’s concepts, endowment base, as well as other aging products, has seen a rapid development since the21st century. However, the huge capital requirements have been restricting the expansion of the pension industry. Under these conditions, the aging industry fund emerged.As one kind of the industry investment funds, the aging industry fund raises money through the issuance of fund shares, and invests in the aging industry project like endowment base, which aims to achieve a long-term stable income. As a innovative financial investment tools, aging industry fund not only broadens the investment channels of social capital, but also alleviates the financial pressure of the endowment base.This paper focuses on the operation mechanism of the aging industry fund. First. from a research background, this paper discusses the purpose and significance of researching pension industries fund. Then, by definition of pension industry base and pension, this paper expounds the characteristics and properties of the present stage of China’s fund industry for the aging. In this chapter, the paper also summarizes the theoretical foundation of the aging industry fund, and analyzes forms of organization and financing channels. Thirdly, from the perspective of the investment operations, the pension industries fund is decomposed into asset management, operations management, risk analysis, capital exit. Finally, combined with the actual situation, a detailed analysis of the aging industry fund investment management and exit mode choice are made by this paper.