Study On Price-limited Commodity Housing And Housing Security

In recent years, the housing policy in our country has gradually changed from affordable housing to ordinary commodity housing. Price-limited commodity housing is one form of ordinary commodity housing, which obtains the construction land based on limiting the selling price of the house and helps lower the housing price. It will be a good carrier of housing security. Using Taiyuan of Shanxi Province as case study, this article researches the development of price-limited commodity housing and designs the correspondence downpayment support housing security.At first, the article analyses the background of the price-limited commodity housing and its scope. Based on the data of Taiyuan, the article researches the development of price-limited commodity housing. Through analyzing the ability of housing consuming among citizens in Taiyuan, the article defines the target group and calculates the price of price-limited commodity housing based on the medium-income families. Then it argues the acquisition way of construction land, development, sale and after-sale management for price-limited commodity housing.Through studying the problems of affordable housing, the article focuses on a design of downpayment support housing security for price-limited commodity housing. It also calculates the scale and level of downpayment support housing security and explicates both financial resources and operations, then differentiates the downpayment support housing security from some confusing terms. In the end, the article suggests the method to complete the housing system from the angle of law, personal-credit system, second-hand housing market and property tax. It also makes a combination of downpayment support housing security and affordable housing.Combined existing housing supply system and housing security system, the article completely discusses the development of price-limited commodity housing and the downpayment support housing security, providing multi-choices of housing and projects of housing security. The article will have important meaning for perfecting the housing security policy both theoretically and practically in our country.