The Study Of Diversified Pension Model Under The Background Of Population Aging In China

Everyone will be faced with a problem-provide for the aged, which is related to the stable of whole society and the harmony of each family. As more and more countries in the world, entered the aging society, the international community began to pay attention to this issue. China went into the ranks of the aging society at the turn of the century.Due to the large population base,just entering the aging population,the structure is rapidly aging, the absolute number of the elderly population and the proportion in the total population is relatively large, provide for the aged has become the biggest problem. The characteristics of China’s aging population is urban and rural inverted, old before getting rich, aging fast, deep degree.These characteristics mean that it is impossible to put the pension model based pension agency into practice for our pension, All elderly home care is not possible. Different pension can only be implemented in accordance with the requirements of the specific circumstances, which determines that China must implement a diversified pension model. At present, there is a lot of old people in China’s urban and rural areas.Those elderly people have no one to depend on,and have no dependents.which is not only hindering the economic development but also making the social instability. In response to this situation. China’s government has introduced a social pension framework, mainly old-age home, community endowment for the support, supplemented by institutional. The entire framework is designed in line with China’s national conditions, but there are some problems. Design a more optimal the pension model framework is an urgent need to consider the issues of the moment. The home-based care for the aged,Asia widest range of applications a pension way,is the most ancient form of pension. Population structure, cultural tradition and economic conditions determine our main way of pension is home-based care for the aged. This is not only in line with the theory of exchange, also in line with the principle of path dependence of institutional change.The pension is a quasi-public goods, This requires the government to have to do something. Therefore, the relationship between government and the market in the pension market is essential. Predicament with the current pension problems, explore new pension model, innovative pension, it has important practical significance to solve the pension problem before arrival of the large elderly population.