Ways Of The Policy And Improve The New Rural Social Pension Insurance

Since China’s reform and opening up, our country rural has a great change on the economicstructure, life style and ideology. Urbanization, the aging of the population and family planningpolicy made the way of life changed for the rural residents, as a result, which lead to the land andthe family old-age security function weakened etc. the traditional pension model has beenchallenged in the rural areas, social endowment problems need to be solved. In2009the statecouncil about to carry out the new type of rural social endowment insurance pilot guidance "(newrural social endowment insurance) is introduced and the experimental work extensive a widerange, around the pilot is the basic principle of the new rural social endowment insurance " insurebasic, wide coverage, flexible and sustainable ", the goal is to "explore to establish individual paycost, collective allowance and government subsidies of combining the new rural socialendowment insurance system, and also combines social mutual assistance programs with personalaccounts all credit model, with other social security policies such as family endowment, landsecurity and social assistance together to establish the social provision for the aged people in therural, to ensure the basic living of the aged of the rural. But there are in a series of problemsappeared in the process of the new rural social endowment insurance implementation.This paper start from the analysis of the practical, found that at the present stage, rural,because of the traditional endowment way weak sprout out of the strong demand on rural socialendowment insurance, and certainly farmers demand is the driving force of rural socialendowment insurance policy. On the other hand, this paper found that on supply of rural socialendowment insurance, before the new social rural endowment insurance come out there is a blankin the area of social endowment insurance in the rural, but even the emergence of the new socialrural endowment insurance system is not able to solve the problem of "supply" of rural societyendowment insurance. In order to find out the imbalance between the supply and demand of ruralsociety endowment insurance to resolve the “supply” problem, the paper from the Angle of thefarmers demand, on the basis of the theory, start from the policy level affirmation of theinstitutional innovation of new social rural endowment insurance maintain, assess theirperformance, at the same time grasp the problems of the new agricultural insurance system. Then,through the research of the pilot of Sichuan Fushun Xian new social rural endowment insurancemaintain pilot work, further analysis of the farmers demand for rural social endowment insurance,and accurately grasp the needs of farmers to rural society endowment insurance of the influencingfactors. Finally, on the basis of the previous research, the paper find out the countermeasures forperfecting the new type of rural social endowment insurance.