The Research Of The SME Development Fund

Small and medium-sized enterprises is very important for the development ofour national economy, but in its development encounter many problems on the way,to be solved. Small and medium enterprise development fund is an importantmechanism to promote the development of SMEs, the SME development fund wasset up under the leadership of the government, to promote the development of SMEsfinancial support mechanism. In nature, it is not a profit for the policy aim of thefund, financing, guidance and macro regulation and control three big functions.Governments around the world to the development of SMEs are the same attention,also built many similar small and medium enterprise development fund mechanism,although the name and the operational characteristics are different, but the natureand function on the development of medium and small sized enterprises funds havein common, so the foreign construction and operation on the promotion of thedevelopment of small and medium-sized enterprises institutions, such as financialinstitutions in the United States Bureau of SMEs and Japanese SMEs based disksetup mechanism and all kinds of special assistance to small and medium enterprises,are worthy of our country as the construction of small and medium enterprisedevelopment fund for reference.China’s small and medium enterprise development fund system formed in2002promulgated the "SME Promotion Law", but because of "Introduction to rush law"to promote the small and medium-sized enterprise, to the small and medium-sizedenterprise funds only as a general description, lack of interoperability, and small andmedium enterprises law system is not perfect, these are not conducive to the smalland medium-sized enterprise development fund and to play a role in. China shouldplay in financing, SME development fund guidance and macro three functions as themajor premise, speeding up the establishment and improvement of the small andmedium-sized enterprise development fund system, including further improve thetrouble of small and medium-sized enterprises legal definition and refinement, from the United States and Japan legislation on small and medium-sized enterprises, andconstantly improve the legal system of small and medium enterprises, If the SMEscredit guarantee legislation, the small and medium-sized enterprise technologyinnovation of special legislation, and suggestions in accordance with China’s"securities investment fund law" provisions, the small and medium-sized enterprisebase servicing institutions refer to Japan’s practice, the independent system, set upsmall and medium enterprise development fund, established by the Council,administrator, trustee three party organization, the Council’s authority, decided tofund major matters through the Council meeting. The manager is responsible for thespecific operation executing mechanism, fund. The fund custodian is mainlyresponsible for the custody and use of fund assets, and to supervise the managementof people. Promote each other, through the three party that contain each other, canenable the development fund for small and medium-sized enterprises to obtain thegreatest vitality. In addition, we need to establish the credit system of small andmedium-sized enterprises, through the people’s Bank of industry and commerce,taxation, concentrated, customs, environmental protection and other differentdepartments of resources, to build a truly accurate, quickly reflect the productionand management of SME credit network. Small and medium enterprise developmentfund through the construction of support service system for small and mediumenterprises, undertake guidance and macro regulation and control the developmentof small and medium-sized enterprises liability, building the platform for itsguidance, open up markets at home and abroad.