Research On The System Construction Of China’s Elderly Careinsurance

With the continuous development of China society and people living level increasing, the contradiction between increasing aging population and elderly nursing security has become increasingly prominent. Trend and accelerate the aging population in our country is not rich first old national conditions brought great pressure to the country. The voice of Solving contradiction of aging population in care is going stronger in whole society. At the same time, China’s endowment insurance system still can not meet the increasingly strong demand for nursing care, There is a considerable gap between elderly care situation and the government’s proposed social security goal of "old time". Therefore, in this case, it is particularly important to build elderly care insurance system in China.Given many scholars’ good arguments, mainly focuses on the aging population situation faced by the current our country, this paper establishes the feasibility of the elderly care insurance system, operational detail. The purpose is to solve how to construct the elderly care insurance for the elderly spend their twilight years. This paper mainly contains four parts, establishment background of the aged care system, aged care system’s situation, aged care system’s experience and aged care system’s prospect.The second part: "the experience of the elderly care insurance system in the developed countries for reference", mainly for aged care aspects elaborates the more typical pattern analysis. First in the United States as the reference object, it is a typical model of commercial elderly care insurance, individual voluntary purchase commercial insurance so as to achieve in accordance with the "from" old be raised, the purpose and requirements; Second analysis the legal representatives of care insurance mode, Germany, this is a kind of state regulation, enterprises involved in comprehensive care model; Finally introduced Japan, Japan’s cultural background is similar to China, has great significance;The third part: "the construction of elderly care insurance of our country model", is mainly based on the analysis of the foreign model combined with environment of aged care in our country, put forward to construct China’s national conditions of the elderly care insurance, the legal and elderly care insurance, labor deposit sex aged care insurance for a way out, commercial elderly care insurance to supplement the three pillars of mode, the construction of a specific model is introduced in detail;The fourth part: "build elderly care insurance system specific perfecting measures", the elderly care insurance of the "three pillars" mode, on the basis of practical implementation measures are put forward, and then from the Angle of law to perfect our country’s aged care.