Research On Private Capital Prarticipation In The Pension Services

The problem of pension is not only the livelihood of the people, but also the development problem. In the Marx theory, the problem of the old age is the redistribution of social resources.. The pension problem specific, focused on private capital to participate in the specific issues of pension services, private capital participation in pension services from the meaning that is the type of enterprises and real estate forms of private capital investment into the pension market. In our country, to the aging of the population increase, the social and economic development as well as the elderly market demand growing, it is difficult to meet the needs of the government supply, to provide increased pension services, while reducing the financial burden of the government, to support the participation of private capital endowment services become an inevitable trend, but due to private capital to participate in the pension service as an emerging industry, many factors affected by subjective factors in the process of development, external development environment and national institutional mechanisms and other reasons, resulting in the development of policies and its own development problems, so as to improve in order to better ensure that the development of private capital in the pension services in the problems of the policy system. This article from the analysis of summary of private capital participation of pension services in the situation, and summarizes the reasons for the private capital to participate in the retirement service industry problems and the causes, combined with the advanced experience of foreign development put forward solve China’s private capital to participate in the retirement service industry related policies and measures, that only the state and private capital enterprise attention to the common development of pension services the important livelihood issues, in order to make private capital to become an important pillar of the pension services of power development.This paper is divided into six parts: the first part is the concept, theoretical basis and significance, defines the concept and range of the research and theory basis of the western, and private capital in the realistic meaning of the pension services. Private capital is a general term for private all private enterprises and joint-stock company shares and other types of assets, mainly refers to the private enterprise and personal assets and personal investment; basic theory of Marx’s deduction theory, the western social security theory and our country social will theory of social welfare; private capital participation in pension services is conducive to the development of social economy in our country, in favor of the endowment service industry development, with certain research significance and the practical significance.The second part is the analysis of the status quo of the participation of private capital in pension service industry. Through the analysis of the summed up year after year to speed up investment rate of pension services, expand the area, scope, scale, service areas, unbalanced condition change and present status of diversified development of private capital participation.The third part is the main part of this paper, the status of the analysis of the problem of the participation of private capital in pension service industry and its causes. The private capital to participate in the pension services status can be seen at this stage of the existence environment for the development of unfair, many restricting factors; mechanism is not perfect; capital financing ability is poor; industrialization formed slowly and folk capital endowment enterprise positioning is not accurate and problems. There are reasons for the national system and mechanism, the industry itself, the reasons for the economic and social development, and the reasons for the social cognition.The fourth part introduces the experience of foreign developed countries and the enlightenment to the development of private capital in our country in the future.. According to the advanced development experience of the United States, Japan and Australia and other developed countries, pay attention to the relation between government and market, establish and improve the subject of policy and mechanism, the folk capital in participates in the process should pay attention to enhance its industrial development and increase in service projects and methods.The fifth part to the third part of the study, in view of the problem proposed relevant policy recommendations, combined with the actual conditions of our country, we must first establish a fair policy environment for the development. Secondly, we should perfect the work mechanism, once again, is to carry out the market-oriented Industrial Development in, improve the financing capacity of the enterprises. Finally, give private enterprises a legitimate identity to carry out activities.