On The Improvement Of The Rural Social Endowment Insurance Law System

Our country already marched into the aging society, the countryside aging degree is especially serious, the land income drops, the farmer goes out hiring out for working, the family structure and scale change, the traditional family retirement pattern starts to disintegrate, the farmer cares for the aged the question to be day by day urgent.Although our country countryside old-age insurance underwent several dozens year development, but was still at the exploration stage, has not formed the consummation system’s legal frame work.The construction consummates our country countryside old-age insurance legal regime as soon as possible, regarding safeguards the farmer senior citizen’s basic life, adapts the rural economic development present situation,maintains the countryside to be stable, further advances the city and countryside integration to have the profound significance.The first part of this article discusses some of the basic problems of rural endowment insurance legal system. Firstly, introduce the connotation of the endowment insurance in the rural areas; then introduced the legal basis of the legal system of rural endowment insurance; finally reviewed the development of China’s rural old-age insurance system, each region according to local conditions, mainly explored a variety of rural endowment insurance model.The second part discusses the current situation and problems of rural endowment insurance China’s current legal system. Firstly, the introduction of the latest unified basic old-age insurance system for urban and rural residents; secondly discusses the new rural pension insurance system, highlights include pattern around the selection, farmers working for endowment insurance status of special groups; finally discussed China’s rural old-age insurance law specification legislative level low; single source of funds, lack of protection levels; and other systems of convergence, such as the conversion is not clear enough.The third part, through the analysis of rural endowment insurance system in Germany, Japan, Singapore, the country, the results improve our rural endowment insurance system as soon as possible to establish a legal system of rural social endowment insurance; give full play to the leading role of the government; establish a variety of ways the operating system of rural endowment insurance fund.The fourth part, from the country’s actual situation, sufficient foreign experience in rural old-age insurance system based on the proposed perfect the legal system of China’s rural old-age insurance Suggestions; perfect the legal system of rural social endowment insurance; specific and detailed way to raise rural social endowment insurance fund; build a diversified rural endowment insurance dispute settlement mechanism.