Study On The Mode Of China’s Land Banking Development Under The Background Of Rural Land Circulation

China is vast, but there are much people and less land. The present situation makes the contradiction between supply and demand of farmland. As rural labor force transfer to cities, the condition of abandoned farmland is increasingly serious in resent years. However, our country’s peculiar land policy makes rural land cannot transfer freely as western countries. The farmland circulation is only the right of the contracted management of land. As an agricultural country, the population who rely on the land as the source of income more than two-thirds. Even as the security of the rural elderly population, most of farmers will not be easily flow out of their land. So rural land circulation is limited. Meanwhile, our country is in the key stage to realize agricultural modernization. The basic requirement is scale operation. The existing land circulation mode can not meet the scale of agricultural production. In this situation, the rise of land bank in the rural areas, not only can make the limited land resources to obtain the reasonable effective disposition, but also can regulate the circulation behavior of current rural land.This paper summarizes the research of land bank running under the background of land circulation at home and abroad.On the basis of previous studies，further analysis the development pattern of our land bank. Using three simple model shows the current land banking interests of the parties.At the same time, discusses the operating status of the land bank.And summarize the current results. It promote the improvement of the rural pension system, speed up the transfer of the labor force, promote the process of urbanization and so on to a certain extent.Through field investigation and cases analysis, give five typical regional land circulation mode. Such as Credit Cooperation of Pingluo, City Land Bank of Pengzhou, Hanhe Land Bank Of Shanghai and so on. To conclude, the existing land bank exist some problems. We must optimize these problems. Such as broaden and determine the scope of the business, form the financing channels and improving the government support, improve the supporting measures and confirm the scope of business, strengthen the ability of control risk, establish a unified management and appraisal institution. Measure the interests of the various aspects.Make the inherent weak nature of the farmer as a premise of development to protect farmers’ interests will not be harmed. Meanwhile, using the experience of the development of foreign banks and combining with the actual situation of our country to put forward new ideas on the development of China’s land bank. Such as land bank based on the establishment,development mode of the existing commercial banks,encouraging more competitive enterprises to participate in the the development of land bank and so on.