Small Micro Enterprise Folk Financing Government Regulatory Issues And Countermeasures Research

After China’s reform and opening up, China obtained the rapid development of private economy, especially in the coastal provinces, the first to become a truly private, Zhejiang Province, an economically strong province. As an important part of our country’s economic structure, the rapid development of private economy in promoting China’s economic and social development has played a decisive role, and quantity, strong vitality of small micro enterprise group is the key to the development of private economy. Benefit from the rapid development of private economy, private accumulated a large amount of capital in our country, this part to revitalize the capital and make further contributions to China’s economic and social development, Rely only on formal financial has nothing to satisfy the financing needs of small and micro enterprises, in this case the folk finance has become an important supplement of the formal financial, become an indispensable part of modern finance, is playing an increasingly important role, especially in many of the small micro enterprise financing difficult problem to solve but also played an irreplaceable role. For small micro enterprise, with the gauge on the status of enterprise in the market competition are not equal, especially in private finance should not be encouraged for now, the survival of small micro enterprises now is very difficult to survival, they are hard to get the favor of formal financial. With the case of Sun DAWU, Wu Ying folk financing questions often arise, indicates the folk financing government deregulation, especially under the trend of folk financing is more and more active, so it is urgent to strengthen folk financing government regulation.For small micro enterprise folk financing government regulation, this paper carried out systematic research, the full text of five chapters: chapter 1, introduction, including the research background and significance, the research both at home and abroad and research methods; Chapter 2, the small micro enterprise and folk financing government regulation theory, mainly discusses the definition of small enterprises, private financing regulation the theoretical basis of two parts, and the theory of special review; Chapter 3, small micro enterprise folk financing situation and causes of government regulation, mainly discusses the small micro enterprise regulation of folk financing present situation, and the small micro enterprise folk financing as well as on the causes of government regulatory issues specific analysis; Chapter 4, building small micro enterprise folk financing the government regulatory system thinking, from the legislative practice, perfect the folk financing at home and abroad for reference, the government supervision legal system, perfecting the small micro enterprise traditional folk financing government regulation mechanism, set up small micro enterprise emerging folk financing government regulation mechanism four aspects. Chapter 5, conclusion. On the basis of current folk finance development present situation, in this paper, the small micro enterprise folk financing government supervision question for study in detail, expect can effectively make up for a lack of current research, and provide reference for future related research.