Risk Research Of Equity-Based Crowdfunding Platform "Dajiatou"

Recent years, The development of internet financial is quickly. Although start lately,Crowdfunding as a new pattern of Internet financial with the characteristics of Low entry criteria and wide investor and attach great importance to innovation develop rapidly in our country. The emergence of Equity -based Crowdfunding provide a new way to solve the financing channel’s lack of folk capital and the small and micro businesses’s shortage of funds. It will become a new power to promote the development of small micro start-up financing gradually. And Become an important supplement of the multi-level capital market in China.Equity-based Crowdfunding platform has the largest market share,the most complex programs and strongest growth potential in the four modes of crowdfunding.But it is the most controversial mode at the same time.Now the number of Equity-based Crowdfunding grows quickly, But there are a lot of risks in the process of operation.Dajiatou adopt the mode of "led+with"and establish limited partnership company and adopt The Dutch inquiry and have "toufubao" with banks. These measures all reduce the risk of Equity-based Crowdfunding.It is an example of other Equity-based crowdfunding platform. This article selects "Dajiatou" as an example to describe the concept, development course, characteristic and business process of Equity-based Crowdfunding. And analysis the risk of the model from investor,initiator and Equity-based Crowdfunding platform.And then put forward some suggestions Aiming at our local characteristics such as enhance the financial investment knowledge,improve risk identification ability, subdivision investment restrictions,have rational assessment improve the exit mechanism, choose investor carefully, be the raised platform for in-depth industry chain, vertical platform, promote cooperation with Banks and insurance companies, Comprehensive use of a variety of the raise pattern,put Reasonable legislation and so on. This paper’s research have positive significance for both "DaJiaTou" equity-based crowdfunding platform and other equity-based crowdfunding platform in our country.