The Research On Mortgage Valuation Appraisal Of A Project Land Use Rights

China’s real estate market has achieved great development since the reform of the real estate, and land resources play a more and more important role in national economy, using the land rights for collateral to obtain funds turnover has become a normal economic activities of modern enterprises. In the process of land use right mortgage loan, how to make a reasonable evaluation of the land use right mortgage value, thus providing the reference for the banks to determine the amount of mortgage loans, is a major problem which both parts concern.Assessment of the value of the land industry started late in China, there exist some problems in the whole industry, can not achieve the perfect combination of theory and practice, the assessment methods are too general, lack of specific industry standards, subjective judgment is too dependent on the assessment, they all lead to the evaluation result which is not objective and fair. The land use right mortgage valuation is a small branch of the value of the land, starting from the details, it focus on a variety of specific application evaluation of land value, and differentiates land value assessment of the industry, but also major research focus in the land value assessment.The method used in the paper is a combination of theory and case, and learn from existing research results, starting from the concept and purpose of mortgage valuation of land use rights, the paper analyzes economic behavior of the land use right mortgage valuation, explores the connotation and value of mortgage of land use rights, and summarizes the particularity of the land use right mortgage valuation, The connotation and characteristics of value types and different evaluation methods are analyzed, as well as analysis of its feasibility and suitability assessment of land use right mortgage purposes, and using discounted cash flow method for the overall description of the evaluation of a real case of A project land use right mortgage valuation of the collateral value of the project the right of land use, From the hypothetical development method specific application in the project of land value assessment, the specific problems of the land use right mortgage valuation are found, and extended to the entire land valuation industry. Also the paper put forward that the land assessment of the industry should be specific differentiation, in order to improve the accuracy and objectivity of the evaluation results.