Research In Policy Issues Of Shijiazhuang’s New-Type Rural Social Pension Insurance

As our population continues to accelerate the aging process, the elderly safe, the elderly security issues sparked widespread concern. And rural population of China is more than800million, in case of long-term urban-rural dual structure exists, compared to urban residents, social security of farmers is relatively weaker, and rural elderly’s security issues become more severe. So the State Council decide to strengthen the rural elderly security in the new period, to establish a new rural social pension insurance system. New rural social pension insurance in accordance with the "basic security, wide coverage, flexible, sustainable" principle, by individual contributions, collective benefits, and government subsidies tripartite financing, the implementation of which is both social pooling and individual accounts, protecting the basic livelihood system of rural residents elderly. Implementation of the new rural social pension insurance system is another major national agricultural policy, which has improved the level of protection of farmers’ pension, built a new socialist countryside, promoted urban and rural equalization of public services, and has great significance of maintaining social stability. However, the establishment and implementation of the new rural social pension insurance system is a very complex system engineering, while China’s new rural social pension insurance system is still in its infancy, in the implementation process will encounter many difficulties and problems.Shijiazhuang City, Hebei Province, which is the new rural social pension insurance pilot counties (cities) of new agricultural insurance have higher insurance rates, but the personal choice of payment standards generally low, and a few people do not carry out in-depth understanding of the policy; lack of appropriate incentives, enthusiasm of middle-aged and young farmers’ participating insurance is not high; collective allowance is not in place, and there is a considerable financial pressure. Therefore, the government should intensify efforts for the new agricultural insurance policy advocacy, so that these farmer-friendly policies of the party and the country can truly take root. We should increase standards for new agricultural insurance subsidies, reasonably add individual contributions of different grades, incentive farmers to pay more, and stimulate middle-aged and young farmers to the enthusiasm of insurance. And we also should vigorously promote the collective economic development, further establish and improve relevant laws and regulations and related systems to ensure that farmers are able to successfully get the new agricultural insurance issued under the collective benefits, open up pressure relief channel government finances, promoting new agricultural insurance healthy, rapid and stable development, in order to enable farmers to "a sense of security."...