The Research Of The Internet Finance And Venture Capital

It just a few years from the appearance of internet finance to now. Although it bring huge influence for social economy, but it will be long time to mature stage. In the past few years, all kinds of financial capital, especially venture capital(VC) put a great deal of money and resource to hatch and promote the development of internet finance. So the article analyze the nature of internet finance, classify the concrete type, and show the effect of VC for internet finance between home and aboard. The internet finance do not change the nature of finance for Credit intermediary, but it change the environment of credit, it bring the open, equality, cooperation and sharing into the traditional finance. For the concrete type, the internet finance can be classified to personal financing, finance web, investment, payment, traditional finance and technology. It also can be classified 18 types for the second degree. With the development of internet finance in sequence of time, the traditional finance company try to internet transformation firstly, and then the internet corporation do the payment, personal financing, P2 P, crowdfunding, consuming finance and for business. Besides, the listed company provide the loan for medium-sized and small enterprises combined with original service. In general, for the internet finance, the VC provide the more important effect, more wider range of industry, forward-looking layout, deeper influence and so on. In the global sphere, there are a few internet finance corporations with more than 1 billion dollars market value. They all be under the help of the VC. And there must will be more and more listed internet finance company in the future. The positive effect of VC, for internet finance and for the economy of whole society, must be lasting and standing.