Factors Influencing Farmers’ Forest Right Mortgage Loan Policy Satisfaction Evaluation

Forestry Property Mortgage Loan that mainly refers to the use of forest ownership farmers, forest land use rights and other property as collateral for a bank loan is an important supporting measure to deepen the reform of collective forest right system and at the same time it’s a new way of financing. Exploration of such financing can solve the problem of mountain famers’ lacking approved pawn when they apply for bank loans and it creates conditions for farmers’ smooth financing. Farmers’ satisfaction of this financing will directly affect the continued implementation and promotion of this policy. This paper will do research about we farmers’ satisfaction of Forestry Property Mortgage Loan to identify factors that affect farmers satisfaction and provide useful advice to the relevant departments.In this paper, Forest Right Mortgage Loan of seven provinces(Fujian, Yunnan, Jiangxi, Hunan, Liaoning, Shaanxi and Gansu) are studied. Secondly, farmers’ cognition and evaluation for Forestry Property Mortgage Loan are known by the descriptive statistical analysis of 711 farmers’ survey data in seven provinces. The influencing factors’ empirical analysis and influence mechanism of farmers’ satisfaction are done by Binary Logistic Model.First, this chapter introduces the research background at the same time describes the research purpose and significance. In this chapter the relevant comments of Forestry Property Mortgage Loan related research at home and abroad were written. Also, this chapter presents the thesis research ideas, research methods,technical route and research feature of this paper.Related concepts and theoretical basis of the Forestry Property Mortgage Loan.This chapter mainly introduces the related concepts of this research including property rights, forest, forest, forest right mortgage, etc. and analyzes the theoretical basis of this study including the customer satisfaction theory, rural financial theory.Second, descriptive statistics on influence factors of farmers’ satisfaction for the policy of Forestry Property Mortgage Loan. This chapter analyzes the survey data of seven provinces to understand farmers’ cognition and evaluation for Forestry Property Mortgage Loan. Possible influence factors of farmers’ satisfaction for the policy of Forestry Property Mortgage Loan were studied by Cross-analysis which providing factors classification basis for subsequent mathematical model analysis. The empirical analysis of farmers’ satisfaction for the policy of Forestry Property Mortgage Loan. Econometric analysis of influence factors of farmers’ satisfaction for the Forestry Property Mortgage Loan was completed in this chapter. The results show that Education level of farmers’ and satisfaction is significant negative correlation. The type of household operation, income level, family forest land area, forestry production operating expenditure, under-forest economy, mortgage loan experience and Forestry Property Mortgage Loan have significant positive correlationor with farmers’ satisfaction.Last,suggestions to improve farmers’ satisfaction for the policy of Forestry Property Mortgage Loan. Suggestions to improve farmers’ satisfaction for the policy of Forestry Property Mortgage Loan based on the above research as described below.: Increasing publicity and education of Forestry Property Mortgage Loan to enhance the farmer’s understanding of Forestry Property Mortgage Loan.;Enacting relevant laws and regulations to provide guarantee for the development of Forestry Property Mortgage Loan.; Improving the forest right value evaluation system and circulation system; Improving the development of the under-forest economy and excellent project of forestry economy by support.; Improve the risk prevention mechanism, stimulate the supply of related financial institutions.; Deepen the Forestry Property Mortgage Loan products innovation to meet the needs of the farmers’ financing.