A Studyon The Problem Of Time Banks In Mutual Support Service In Wuling Village

According to the National census in 2010,the proportion of the elderly population in our country population was increased,especially the elderly population increased rapidly.The aging trend that how to make each old man enjoy the life became an important problem which needs to be settled in our country.Especially in the central and western underdeveloped rural areas,with the weakening of family pension function and social endowment resources shortage,promote the rural mutual bank endowment service time which need low input with good social benefits and the elderly are willing to accept that an effective way to increase rural endowment resources in China.The mutual bank endowment service time of Xinxiang fengquan area about volunteer service combined with a pension services is a beneficial attempt.Through its running status,empirical study to analyze development dilemma,offer lessons to carry out mutual aid endowment service time Banks for other rural areas in China.Time bank is a paid volunteer service mode which was presented by Mr Strauss-kahn’s under the background of stagflation crisis in the United States,mainly applied in the field of pension in our country.Rural mutual endowment service time bank is a new pension model that based on the rural community,through the transfer of rural surplus labor force and the other voluntary organizations in rural community endowment services.The welfare pluralism theory which advocated diversified welfare provider,laid a theoretical basis for its development.The empirical survey about mutual endowment service time banks of Wu ling village shows that,the gradually expanded endowment service object and content,can basically meet the physical and spiritual needs of the old people.Most of the bank runningcapital source mainly provided by the government,individuals and social organizations.At the same time the volunteers building mechanism is also gradually improved,volunteer service atmosphere is increasingly strong.Due to various factorsthere are some problems in the operation of the Wu ling village support service time banks.The source of funds mostly focused on individual donations,the government and social organization proportion of the funding is too small.The shortage of professional pension services volunteers and professional knowledge and skills training,and integral exchange and evaluation mechanism is not sound,resulting in a defect multilevel pension services.And imperfect bank network information platform,lacking of professional network management personnel and imperfect information records evaluation of incentive mechanism is unreasonable,automatic or difficulties,caused that the volunteer work efficiency is low and the failure to a greater degree of inspire volunteers inner potential.Reference to the United States developed multilevel network information system and government policy support;Japanese professional pension service volunteer team building;Nanjing perfect time currency exchange and supervision mechanism;Guangzhou rich experience and perfect pension service content,etc,on the basis of the five ling and mutual assistance on how to perfect the pension service time bank advice and summarized.According to welfare pluralism theory,on the basis of clear each main body responsibility,puts forward the government should expand the mutual endowment bank funding support service time,Banks should also established long-term cooperation relations,social organizations and individual entrepreneurs to expand its financial support,the pension service industry to the market at the same time,promote the social development of the industry.Mutual bank endowment service time should also be committed to the establishment and perfection of the modern network information management system,for the service information files on both sides,gradually improve the efficiency of the staff;At the same time expand the volunteer recruitment and pension service skills training,establish a professional pension service skills of the volunteer team,and perfect service assessment and incentive mechanism,arouse the enthusiasm for the participation of volunteers.