The Reaserch On Constraints And Countermeasures For Chineses Enterprise Annuity System

As Chinese aging society is coming, The Enterprise annuity system in the endowment insurance system plays an important role. The Enterprise annuity system is the enterprise and staff under the guidance of normal state, on the basis of that enter basic society insurance in accordance with the law, according to established their own economic strength and the condition for this company worker to provide a certain degree of retirement income security of Enterprise annuity system. In the present stage of our country, so to speak the Enterprise annuity system development is experiencing a bottleneck stage, not only cause corresponding economic effects like abroad, but also create new negative externalities in the non-standard. Secondly, previous study on the Enterprise annuity system in China is controversial more than in the positioning, mode selection and the operating mechanism of the Enterprise annuity system, while the research of this article will focus on find out the factors which restrict the development of the Enterprise annuity system in China, and through the study of the United States and other developed countries about the development of the enterprise annuity, explore suitable for China's development of the enterprise annuity plan.In this paper, we adopt the method of investigation and study for research, through field research data and the arrangement of related information. Focuses on analysis of enterprise annuity system development situation in our country, as well as the existing problems and restricting factors, based on the experience of the foreign development at the same time, pay attention to the combination of the factors, an emphasis on how to perfect our country's enterprise annuity system, better play to the enterprise annuity system's important role in the old-age security, according to China's national conditions put forward countermeasures suitable for the development of the enterprise annuity system in China. Through the study of this article, hope to be able to cause people to the attention of the enterprise annuity system again, make the play the role of enterprise annuity in our country's old-age security system into full play.