The Impact Of Rural Financial Support On Farmers' Behavior

In the background of building a well-off society in an all-round way in 2020, "three agriculture" problem caused all of the people's corner.Planting industry as a pillar industry in the agricultural economy, play an important role in improving agricultural production,ensuring food security, increasing farmers income level,narrowing the income gap between residents and towns.Developing modem crop planting industry is an essential path to realizing the sustainable development.The rural financial market in the process of developing modem farming has played a key role.Shanxi Rural work conference in 2015,put forward that agriculture is still a short legs of the coordinated development of economy.so it is possible accelerating the change of the pattern of agricultural production,vigorously develop new industry new formats such as"Internet+ agriculture",focusing on the optimization of rural financial services.So, researching on the rural financial market to the research on the effects of the behavior of farmers has a strong practical value.The analyses based on the policy;elements and ideas,from simple to the deep researching the object. Based on the rural financial market development process and development status of farmers behavior analysis.build the Cobb-Doglass production function,using multiple linear regression model for the influence of the rural financial support farmers behavior has carried on the empirical analysis.Finally, the system analyzes the problems existing in rural financial market development, and put forward the policy Suggestions. Through the specific research topic, the following conclusions:First:the rural financial market development has experienced four stages:namely gradually recover, improve the development,deepen the reform,diverse commercial four stages.Each stage of rural financial institutions and farmers behavior were different:the early stage of rural financial institutions to absorb farmers deposits.to make loans to the city,the farmers are just to save money as a bank,to maintain the traditional farming husbandry;Increased with the growth of the rural financial market,the deposit amount, and the deposits at the same time,began to make loans to farmers,the farmers had certain investment consciousness,the loan money into farming,the production of planting scale,mechanization direction; Under the influence of an increasing income gap between urban and rural areas,cities will be idle money in the bank,rural financial institutions began to make loans to farmers a lot,to change the way of agricultural production,the development of facility agriculture,the wisdom agriculture,increasing farmers income,in order to achieve the purpose of narrowing the income gap between urban and rural areas.Eventually formed between the farmers,rural financial institutions,the city state of virtuous cycle.Second:to speed up the farmers behavior change and to increase the rural financial market to support for the development of modern farming, farmers and improve the efficiency of the use of loans.Through empirical analysis it is concluded that to be focus and on the construction of agricultural infrastructure investment; Improve the farmers to buy seeds,fertilizers, pesticides and other funding support;Increase the costs of artificial support;To enhance investment in rental costs,at the same time,the rural financial institutions to increase support for agricultural production in the process of indirect costs,ensure smooth, bold transformation of farmers planting behavior, improve crop production.