Concession Mortgage On Rural Land

April 23,2014, the State Council issued the< to carry out rural land contract management right mortgage pilot> views. Marks the domestic rural land operator can obtain the long-term credit funds become the reality. But "three rights" mortgage loans in the implementation process still exist many problems, how to optimize the rural land contract management right mortgage lending environment, effective to solve "three rural" development funds present serious problems is the broad economic and financial workers face an important issue.2015 central No.1 document< on increase the intensity of reform and innovation to speed up the construction of agricultural modernization. Some views> further pointed out that improving And the effective implementation of the contracted land management right and farmers property mortgage guarantee loan pilot. Through the development of the rural land management right of mortgage loans, effective way to help and solve the rural areas difficulties for lack of effective collateral, provides a effective way to solve the financing problem in the process of development of the rural economy. On the land is indeed the right to work the right to the contracted management of rural land ownership in Changsha County registration certification work smoothly, February 20, until 2016, data collection and field refers to the boundary completion rate reached 90%, most of the community to complete the first publicity and the upcoming second publicity.The in sorting out and analyzing based on the current research status at home and abroad, combined with the land policy of the summary. Then through questionnaire survey and surface parts of Changsha County Rural visit, in-depth understanding of the current Changsha county to promote the rural land contract management right mortgage system is facing the problem found in Changsha County of the mortgage loan of the right to land contractual management facing the problem is mainly composed of related system is not perfect, improve the functioning of markets, mortgage loans are financial risks, farmers of mortgage policy understanding shortage and to realize large-scale transfer of mortgage five questions constitute, through analysis the problems found problem the crux of the problem, combined with Changsha County present situation that improvements, and improve the necessary policy support and the corresponding legal protection, improve the rural social security system, reduce bank risks and improve the agricultural risk protection system, planning and the establishment of the formal professional land management rights transfer market, changed to strengthen policies to popularize and improve the farmers' understanding of the policy understanding, improving land circulation conditions for the promotion of the size of the transfer and mortgage and other proposed solutions to the problems on the existence of Changsha County land contract management right mortgage.