Research On The Current Situation And Countermeasures Of Social Responsibility Of State-owned Commercial Banks In China

After the global financial crisis in 2008,the world economy suffered great trauma,the industrial system structure changed qualitatively,and gradually entered the slow and painful period of economic recovery,the devastating impact brought about by it is difficult to have a significant turning point.An important reason for the international financial crisis is that some commercial banks have not fulfilled their social responsibilities seriously.It is well known that finance,as a core element supporting the modern economic operation,is an indispensable part of the organism to ensure the economic prosperity and social progress.All areas of life,social transformation and sustainable economic development is essential.Therefore,based on the needs of social harmony and sustainable development,more and more people are paying more and more attention to the social responsibility of commercial banks in recent years.The research on the social responsibility construction of commercial banks has also become the focus of attention and research.On the basis of summarizing the domestic and foreign research literature,this paper analyzes that the social responsibility of state-owned commercial banks mainly includes the responsibility of financial support,customer service,staff security,social welfare and financial environment.The social responsibility of the state-owned commercial banks is the first of the country's financial responsibility.It has the basic characteristics of the combination of economic responsibility and social responsibility,social economic responsibility and social and political responsibility.China's state-owned commercial banks can actively fulfill their social responsibilities and actively carry out major national macroeconomic policies,innovate financial products,improve customer service coverage,strengthen the corporate governance structure,promote corporate culture,and actively support the society.Public welfare undertakings to promote the coordinated development of economic,social and environmental health,and strive to become commercial profitability and social responsibility side by side sustainable financial service providers;However,there are still some problems such as the pressure of economic responsibility,the neglect of the protection of the legitimate rights and interests of employees,the weak sense of responsibility of charity and public welfare,the weak sense of policy and law.The lack of government supervision,the weak social supervision,the lack of effective ideological and political education work in four areas.This paper argues that it is of great significance to further strengthen the construction of social responsibility of state-owned commercial banks in China,which is reflected in the need to maintain national financial security.The state-owned commercial banks should deepen their understanding of the connotation and construction law of the social responsibility of the banks,and on the basis of fully understanding the exogenous characteristics of the social responsibility of the state-owned commercial banks,enhancing the consciousness of the banks to fulfill their social responsibilities and enhancing their social responsibility.Strengthen the political identity of social responsibility of state-owned commercial banks;We will gradually build up the social responsibility system of state-owned commercial banks in China from the aspects of building a comprehensive risk prevention and control system,protecting the legitimate rights and interests of employees,providing quality and efficient services,focusing on environmental protection,exemplary compliance with laws and charity public welfare undertakings.The development of social responsibility construction of state-owned commercial banks is a systematic project,which requires the banks themselves,the state and society to deepen the process of deepening the process of reform,deepen the process of deepening interaction,cooperation and improve the quality of state-owned commercial bank employees,Improve the financial legal system,strengthen the supervision of the government,and effectively enhance the social supervision mechanism.Ideological and political education is the lifeline of our party's fine traditions and military,economic and all other work.It is also the lifeblood of state-owned commercial banks to strengthen their social responsibility and social responsibility in the process of improving their own development.State-owned commercial banks must strengthen their own party building work,give full play to the advantage of bank party and political organizations,innovate their ideological and political work methods,learn from foreign experience of commercial banks social responsibility construction,perfect the corporate governance mechanism of state-owned commercial banks,And actively assume and fulfill their social responsibilities.