Risk Identification Of Bulk Commodity Trade Financing Of Commercial Bank

With the rapid development of China's economy and economic globalization,many domestic enterprises have turned to the international market.As the largest commodity importer of the world,China's commodities import such as iron ore,soy and copper imports have been ranked to the top of the world.While the risks for bulk commodity trade finances services cannot be predicted.Banks of China in the world trade finance competitiveness because of the late start,the concept and operation of trade financing risk management are lacking,and the strength of domestic banks is not balanced,which is far behind the advanced world first-class banks.Establish a system of scientific and effective methods,identifying and evaluating the risk of commodity trade finance,which can take effective measures to prevent and resolve risks and minimize the risk.It has great theoretical and practical significance for the sound operation mechanism to promote the commercial banks and improve the commodity trade finance supervision.Based on the theory of modern financial risk management,this paper reference the existing literature achievements at home and abroad,and analysis on the characteristics of the commodity trade financing of commercial bank,to understand the classification and the cause of risk.After identify the reasonable method of commodity trade financing risk in commercial bank,this paper summed up the processing trade financing risk general ideas and specific measures in the end,and based on the present situation of commodity trade risk management of J branch of the Construction Bank of China,this paper using the analytic hierarchy process and the fuzzy synthetic evaluation method to establish a risk evaluation model,in order to service the bank risk management reference and enlightenment,and provide a more reliable data for the trade financing risk prevention and control policies and measures.