The Shadow Banking Impact Study On The Stability Of Our Country Commercial Bank System

In 2007 the US subprime mortgage crisis,so that caused the world economic fluctuations,the shadow banking get more and more attention by domestic and foreign scholars.With the growing scale of the shadow banking development,the influence of shadow Banks in the financial system,especially to the various influences,caused by the traditional commercial banking system stability become the focus of the financial sector to explore and research.A loophole in the system itself and external financing requirements make the development of the shadow banking in our country has the necessity.In recent years Shadow banking has a rapid development momentum,and has become an important part of the financial system in our country.Therefore,Size of shadow Banks and commercial Banks on the stability of correlation research,the development of China's shadow banking and commercial banking system stability undoubtedly has important theoretical and practical significance.From the theoretical analysis of shadow banking on bank stability,this paper introduces the present situation of the shadow banking in our country,and analysis of the shadow banking scale to influence the stability of the commercial Banks from positive and negative in China.Through data from 2002-2015 of China's shadow banking absolute scale and relative scale to measure,this paper uses the method of "threshold analysis" through the analysis of 9 statistics to calculate the stability of our country commercial bank system stability.Finally through the nonlinear regression model,this paper carries out the empirical research between the size of the shadow banking and commercial banking system stability of inner link.The empirical results show that the relationship between the size of the shadow banking and Chinese commercial banking system stability is not a linear relationship,and we could not simply define it as promote or hinder.Therefore,we should dialectically treat the development of the shadow banking to realize the benign development in a certain scope.It can not only to promote China's financial markets,and realize the legalization and transparent gradually under the corresponding policies.So,the government should make a standard to the development of the shadow banking,to make it obedient to the development trend of financial market,promote the health of the financial market operation,and finally get positive and effective influence on the economic development of our country.