Research On The Financial Poverty Alleviation Performance Of Xinjiang Minority Nationality Areas

During the 12 th five-year plan period,the poverty reduction in xinjiang ethnic minority areas has achieved remarkable achievements,and the poverty rate has dropped from 30% to 15.8%.But is still a high incidence of poverty in China,xinjiang province,one of the current at the stage of the countdown to build a well-off society in an all-round way,solve the problem of poverty is the key of the current work.Xinjiang minority nationality areas,therefore,need to take extraordinary measures,poverty reduction through accurate financial poverty alleviation as an important part of poverty alleviation and development career,mainly through to the poor population and poverty alleviation and development projects to provide financial support,make poor people out of poverty to get rich and economic sustainable development,thus achieving accurate out of poverty.This article first expounds the xinjiang minority nationality areas financial aiding the poor performance of the research background and significance,and the relevant research of domestic and foreign financial performance problems for poverty alleviation,established the research ideas and research content.This paper introduces the relevant concepts and theories of financial poverty reduction,and provides theoretical support for future research.Secondly,the present situation of financial poverty reduction in xinjiang minorities is analyzed.In the areas inhabited by minority nationalities in xinjiang based on the analysis of the overall situation of financial poverty alleviation,and from the aspects of macroscopic and microscopic practice of xinjiang minority nationality areas of financial poverty alleviation,found that formal financial institutions in different ways and different levels to take an active part in poverty alleviation and development;Informal finance effectively alleviates the shortage of funds in poor areas;However,there is still a low level of micro-credit line in the financial poverty alleviation work in ethnic minority areas in xinjiang.Third,the performance evaluation of financial poverty alleviation in xinjiang ethnic minority areas.In determining the basic content of the performance evaluation of financial poverty alleviation,on the basis of super efficiency DEA model and CSI evaluation method were used respectively to the xinjiang minority nationality areas of the financial performance of the macroscopic and microscopic for poverty alleviation in a measure,by measuring result,2001-2014 financial macro performance showed a trend of fluctuations in growth,poverty alleviation and macro performance average performance for effective financial poverty alleviation,county financial poverty alleviation macro performance level differences;Financial poverty alleviation microscopic component level of performance from high to low order for infrastructure,economic level,public services,technical training,employment,entrepreneurship,characteristic industry,ecological protection;The microcomprehensive performance value of financial poverty reduction is 3.15,the grade is "good" and cannot provide strong financial support for the development of poverty alleviation in xinjiang ethnic minority areas.Then it is the analysis of the influence factors of the financial poverty alleviation performance in the minority areas in xinjiang.By building the Tobit model to analyze the influence factors of financial poverty alleviation macro performance found:(1)the whole samples,the fiscal expenditure can significantly improve financial poverty alleviation macro performance,the income gap between urban and rural areas of financial poverty alleviation macro performance ascension has significant negative impact,financial deepening and financial intermediary efficiency of two factors effect was not significant to the promotion of financial poverty alleviation macro performance;(2)period of time,the income gap between urban and rural areas in different time stages will hinder financial macro performance of ascension,for poverty alleviation efficiency of financial intermediation in the different time stages of financial poverty alleviation macro performance effect is not significant,and the financial deepening,financial expenditure two indicators in different phases of time effects on financial poverty alleviation macro performance is different;(3)the hierarchical view,in the effective group,financial deepening,financial intermediation efficiency,three factors of fiscal expenditure of financial poverty alleviation has markedly improved macroeconomic performance,and three factors in the ineffective group effect to the promotion of financial poverty alleviation macro performance were not significant.The urban-rural income gap is a constraint on both effective and invalid groups.By building orderly classification more Logistic model to the influence factors of the performance of financial poverty alleviation micro regression analysis found that:(1)the higher the female head of the household,personal financial literacy,personal credit degree,the better,the folk financial development,financial poverty alleviation project publicity the deeper,the higher the degree of financial product innovation,formal financial institutions of the loan amount is higher,the longer the time limit,high level of agricultural industrialization village,village cadres of high degree of democracy,and college student village official has significant effect to the promotion of financial poverty alleviation micro performance;(2)minority households,customer network the farther the distance,the formal financial institutions lending rate,the higher the,poverty targeting bias village of financial poverty alleviation micro performance ascension has negative impact;(3)the coverage of new financial institutions,the popularity of rural insurance,the complexity of the formal financial institutions loan procedures,funding,industry coverage for the poverty alleviation project,cadres,level of education were no significant effect on financial poverty alleviation of the microcosmic performance improvement.Finally,conclusions and policy recommendations.On the basis of a summary on research conclusion,combined with the characteristics of xinjiang minority nationality areas,put forward to accurate docking poverty alleviation and development diversified financing demand,poverty reduction advantages,give full play to all kinds of financial institutions to speed up the poor area financial services environment construction,increase the intensity of financial innovation in poor areas,give full play to their role as the financial leverage of financial resources,strengthen the construction of credit system in xinjiang,vigorously promote village cadres’ comprehensive ability,thus effectively promote xinjiang minority nationality areas of financial performance for poverty alleviation.