Study On Maternity Insurance System Reform Under The "The Universal Two-child Policy"

During the long term survival and development of human beings,fertility is one of the most basic functions of human reproduction.The guarantee of childbearing is one of the factors that measure social development and progress.With the continuous progress of society and civilization,the culture of all countries in the world is developing more and more,all kinds of systems have been optimized,the status of women has been promoted,and the right to childbearing has attracted more and more attention.Therefore,in this case,the maternity insurance is produced.The legal system of maternity insurance has played a very good role to promote social stability and development.It also achieve effective solution to the problem of female workers due to reproductive rights,health rights and special rights and interests,but in judicial practice,there are still a lot of maternity insurance system problems need to be further improved.Especially at the beginning of last year,the state promulgated the "Two-child" new fertility policy,maternity insurance in China is becoming increasingly prominent,its implementation is facing enormous challenges,the current maternity insurance system has been unable to meet the universal two-child policy implementation requirements,and matching degree with China's economic development level and social situation is empty talk.In addition,since the full opening of the the universal two-child policy,the present situation has brought more severe challenges to the current birth insurance system in China.If we want to solve this problem,the reform of the birth insurance system is necessary,and it is also the requirement of keeping pace with the times.For the new understanding of the universal two-child policy,we should look at this problem from different levels.For the current maternity insurance system in China,a comprehensive two child policy is both an opportunity and a challenge.In this paper,based on the full liberalization of the two child policy,through the planning and design of our family security system,puts forward the following suggestions: the remaining costs included in the medical insurance,maternity insurance and effective with medical insurance;the maternity insurance and family planning decoupling;family planning reward holiday maternity allowance by the state or local fiscal expenditure;clear allocation of responsibility,reduce the pressure to pay maternity insurance,the sustainability of the maternity insurance plays a positive role in promoting.According to the adjustment of the logic of this article,from the full text,this article is divided into six main parts.The first part is the introduction part,the main content is the background and significance of writing the thesis and research methods of the research results and research status,this paper at home and abroad as well as the innovation and shortcomings in writing in four parts;the second part is the theoretical basis of this paper,mainly expatiates on the present the implementation of the family planning policy,the birth insurance system,a comprehensive two child policy and other theory,laid the theoretical foundation for this research;the third part is the present situation part,analysed the present situation of domestic "two children" policy and the implementation of the maternity insurance system;the fourth part is based on the analysis of the status quo on a series of challenges and risks in our country at present "two children" policy in the implementation process of the maternity insurance system brought by the fifth part;According to many problems and challenges in the maternity insurance system appears reasonable,propose solutions,promote the improvement of maternity insurance system;the last part is a summary of the whole thesis,according to the present comprehensive two children under the background of the implementation of the new policy.The possible development direction of the future maternity insurance system is analyzed.,and pointed out that the maternity insurance system to change the development pattern in the process of full implementation of the new policy of the two-child,must carry on the reform of maternity insurance system.