Research On The Innovation Of Agricultural Insurance Poverty Alleviation Mode In China

With the reform and opening up and the development of the socialist market economy,China's economy,culture,politics,and society have all experienced a relatively fast-paced increase.However,the gap between urban and rural development remains large,and the problem of peasant poverty is still an issue that we urgently need to solve.In order to fully build a well-to-do society,we should increase the intensity of poverty alleviation through insurance and innovate our country's poverty alleviation development model so that our country can more accurately implement poverty alleviation through insurance.There are still some problems in the accurate poverty alleviation of China's agricultural insurance,and government agencies need to implement poverty alleviation policies.Implementation,agricultural insurance has become a key act to promote poverty alleviation in agricultural insurance,and it is also an important measure for structural reform on the supply side.This article introduces and describes the new agricultural insurance loan("agricultural insurance loan")product introduced by the People's Insurance Company of Jiangsu Province.It analyzes the problems in China's agricultural insurance.The investment and financing channels for agricultural insurance funds are single,lack of information sharing mechanisms,and poverty-relief services are insufficient.Accuracy,product planning is not in depth,insurance policies are difficult to implement,and professionals are scarce.First introduce China's basic economic conditions and policy support.The innovation of the new model is reflected in three aspects: first,innovative agricultural insurance + new-type main body;second,innovative agricultural insurance +credit financing;third,innovative agricultural insurance + structural adjustment.In addition,it analyzes and studies foreign agricultural insurance poverty alleviation models,and concludes that foreign agricultural insurance poverty alleviation makes reference to our country's agricultural insurance poverty alleviation,which makes our insurance poverty alleviation work have a better direction of development.Introduce Japan's agricultural insurance development status,the innovation model of agricultural insurance poverty alleviation,the basic situation of agricultural insurance in the United States,andthe United States model of agricultural insurance poverty alleviation.Summarize the reference of China's agricultural insurance to poverty alleviation.There are some problems in the poverty alleviation of agricultural insurance.Corresponding improvement measures must be taken to address these issues.Investment in agricultural insurance funds must be increased.A two-way information sharing platform must be established to strengthen the construction of agricultural insurance facilities,develop targeted products,and establish special projects.Poverty Reduction Project Team.