Study On The Rural Social Endownment Insurance Fund At Guang Xi Zhuang

With large agricultural population in our country,the implementation of New Rural Social Endowment Insurance is of great significance to guarantee the life quality in famers' elderly life and to promote the equalization of public services.The New Rural Social Endowment Insurance is a project of benefiting people,the state has given greater support in the financial.That is welcomed by the majority of farmers.After The State Council introduced?Guiding opinions on carrying out the pilot project of New Rural Social Endowment Insurance?,in which It is decided to carry out the pilot work of the New Rural Social Endowment Insurance in 10%of the counties(cities and districts)in China,Guangxi began to implement social endowment insurance system.Because the insurance level of new rural social endowment insurance in Guangxi is extremely unbalanced,many farmers are still in wait-and-see state.They basically chose the lowest standard of insurance,or simply did not insure the New Rural Social Endowment Insurance.In addition,all places in Guangxi set up the insurance goal,but they simply pursuit insurance rate and their propaganda work is also not in place.All of these result in that many farmers did not understand the superiority for the New Rural Social Endowment Insurance.Even in some places there were compulsory insurance,and then continuous insurance is challenged.Based on this background and the study of foreign and domestic Rural Social Endowment Insurance model,this paper uses literature analysis,field survey,comparative study and other methods to sort out the historical context and effect of the New Rural Social Endowment Insurance in Guangxi and to systematically analyzes the problems of Lack of insurance capacity and collective subsidy capacity in the promotion of Basic pension insurance for urban and rural residents in Guangxi,farmers' universal choice of short-term and low-grade insurance,low level of service level of grassroots agencies and of unsound laws and regulations.Elaborated based on the theory of social security science,welfare economics and Combined with quantitative research and qualitative research,this paper draws lessons from the experience of three major social pension models in developed countries,and finally puts forward some policy recommendations to improve Basic pension insurance for urban and rural residents in Guangxi combined with the actual situation of Guangxi.These policy recommendations are stated as follows.First of all,developing rural economy in Guangxi will improve farmers' ability of insurance and collective subsidy.Secondly,we can also improve the internal incentive effect of Guangxi policy and encourage and guide farmers to insure.At last,we need to improve the service level of Guangxi grassroots agencies and establish laws and regulations of the basic pension insurance for urban and rural residents.It will be of great significance for Basic pension insurance for urban and rural residents in Guangxi to benefit the majority of farmers in Guangxi and achieve practical results,to better protect the basic pension insurance for farmers,and to promote the economic and social development and stability in rural areas of Guangxi.