Fujian Pension Fund After The Implementation Of Gradual Delay Retirement Policy Study On Balance Of Payments

The gradual delay of retirement policy is put forward in the background of the increasing population aging,the reduction of the population dividend and the prolongation of the per capita life span.The progressive delayed retirement policy is expected to begin in the next few years,and what impact the implementation of this policy will need to be answered in practice.The purpose of this paper is to explore the impact of the implementation of the progressive delayed retirement policy on the income and expenditure of the endowment insurance fund in Fujian province.Due to the influence of coverage rate,payment rate,substitution rate,personal account payment coefficient and retirement age on the balance of payments,all these factors are reflected in building models and predicting the income and expenditure of pension funds in Fujian province.Research shows that progressive retirement after the implementation of the policy,Fujian province endowment balance of payments situation will be improved,the progressive retirement policy balance for the endowment insurance fund in Fujian province.But at the same time,the pressure of employment will increase,and the burden of employers will be aggravated.At the same time,the correspond measures,includ expanding the coverage of pension insurance,establish a pillar pension system,the implementation of the payment base,personal accounts etc..