The Impact On The Basic Pension Insurance Payments Balances Of Shandong Province Enterprise From Delayed Retirement

From the beginning of 2000, we entered the aging society, In the context of the growing aging population, social security pension payments pressure, the hard employment situation, “CPC Central Committee’s decision on deepely reform of the overall number of major issues “pointed out to study the development of progressive retirement age policy, Minister of Human Resources and Social Security Yin Weimin said the delay retirement program will exit before 2020. "Deferred retirement" has become an inevitable trend.The purpose of this paper is to establish an actuarial model, Analysis and predict the basic pension insurance fund balance of payments of Shandong Province Workers, and according to the the current policy trends, Analysis of the delayed impact of retirement on pension funds, In order to grasp the future trend of basic pension insurance payments, then strengthen the government’s macro-control ability, the management and supervision of social insurance funds, Improve the efficiency and effectiveness of the social insurance fund run,make efforts to achieve a balanced budget staff pension fund, Ensure the sustainable and healthy development of employee pension insurance system. Concrete structure is as follows:The first chapter is An introduction, This part mainly introduces the real background of research,the method used in this study and meaning of the study. Through the research of the domestic and foreign research,I want to establish its own innovation.The second chapter is to delay retirement pension payments impact on the theoretical analysis. This section discusses the current development process of Shandong Province, the basic pension insurance system, as well as the province ’s pension payments, to lay the foundation for subsequent research.The third chapter used the principle of the actuarial, establish a basic pension insurance actuarial balances model. According to the sixth census data, set the parameters of the model.Chapter IV for prediction and analysis of Shandong basic pension insurance payments balances, To delay retirement a sensitivity analysis and provide support for further data summary and analysis.The fifth chapter conclusions and policy recommendations. This section summarizes the full text of the research findings and the province for the issue of basic pension insurance fund payments actuarial found during propose targeted recommendations to achieve sustainable development in basic pension insurance system.