Research On Development Strategy Of G Agricultural And Commercial Bank's Poverty Alleviation Microfinance Business

Eliminating poverty,improving people's livelihood and achieving common prosperity are the essential requirements of socialism.How to support poor farmers to increase poverty?improve their development capacity from the perspective of system and mechanism.President Xi Jinping proposed that poverty alleviation should be "precise and precise,focus on precision,success and failure lies in precision." There are still many poor areas in China,and poverty in different regions has its unique causes and forms of expression.Therefore,“precise poverty alleviation” must rely on its own “hematopoiesis” to truly achieve poverty alleviation.How to achieve "hematopoietic poverty alleviation" through financial means,reverse the situation that the banking industry has been absorbing and depositing cities from rural areas for many years,and solve the problem of insufficient investment in financial poverty alleviation funds,lack of cooperation in precision poverty alleviation,weak extension of rural financial services,and frequent poverty alleviation risks.The problem has become a difficult problem to be solved in China's banking industry.Base on the rural financial market,the rural commercial banks have taken advantage of the advantages of “the right place and the right time” and become the backbone of China's rural financial poverty alleviation.Based on this,this paper analyzes the development direction of the micro-credit business of rural commercial banks from the perspective of precision poverty alleviation,taking G-bank business microfinance business as the entry point,and analyzing the development direction of micro-credit business of rural commercial banks.A strategy that is conducive to the healthy,rapid and sustainable development of microfinance business of rural commercial banks.