Study On The Present Situation And Influencing Factors Of Farmers' Participation In The Old-age Insurance Of Urban And Rural Residents In Lin Yi City

Establishing and perfecting the basic old-age insurance system for urban and rural residents is an important way to realize the integrated development of urban and rural areas,an important measure to build a well-off socialist society in an all-round way,and an important starting point for building a harmonious socialist society.As an important part of the basic old-age insurance system for urban and rural residents,whether the basic old-age insurance for rural residents is perfect or not is directly related to the future basic life of the majority of rural residents in our country,and it is also directly related to the overall development of urban and rural areas.On February 21,2014,the State Council issued the "State Council's Opinions on Establishing a Unified Basic Endowment Insurance System for Urban and Rural Residents"(Guo Fa [2014] No.8)and decided to merge the two systems to establish a unified basic endowment insurance system for urban and rural residents(hereinafter referred to as " urban and rural insurance")nationwide.This system is a timely system and a huge policy of benefiting the people,which has better promoted social equity.Whether the farmers' enthusiasm for insurance can be mobilized during the implementation of the urban and rural insurance system is a common concern at present.Therefore,from the perspective of influencing factors of rural residents' insurance,the author puts forward countermeasures and suggestions to further improve China's basic old-age insurance system for urban and rural residents through in-depth analysis of relevant factors affecting rural residents' insurance,so as to improve the overall insurance rate of rural residents in LinYi city.This paper takes the rural residents as the object of investigation,based on whether the farmers are insured or not,that is,their willingness to participate in the insurance,uses the methods of literature research,questionnaire survey and field investigation to explain the current situation of participating in the investigation,uses the data collected from the investigation to carry out model construction and variable definition and assignment,and uses the binary logistic regression analysis method to make an empirical analysis of the investigation site from the three aspects of personal factors,family factors and policy factors.Through the empirical analysis results,this paper analyzes the relevant factors that affect rural residents' participation in the old-age insurance system for urban and rural residents,analyzes the influencing factors and explains the reasons.According to theresults of regression analysis,the study concluded that countermeasures and suggestions were put forward to better support and encourage farmers to participate in the pension insurance from the aspects of raising farmers' income level,raising farmers' knowledge level,increasing the publicity of policies on the pension insurance for urban and rural residents,increasing farmers' trust in the pension insurance system for urban and rural residents and village cadres,improving the work efficiency of agencies and the service quality of managers,increasing financial investment,and increasing subsidies appropriately by local governments,so as to improve the implementation effect of policies,promote the sustainable and smooth implementation of the pension insurance system for urban and rural residents,and enable more people to benefit from the pension insurance system for urban and rural residents.