Research The Effect Of Financial Support On Farmers' Willingness To Start A Business

At present,China has entered a stage of decisive victory in building a well-off society in an all-round way.The Party Central Committee has paid more and more attention to the issue of “agriculture,rural areas and farmers”,and has made decisive progress in fighting poverty.The peasants' living standards are getting better and better,and the rural economy is developing better.The current goal of the peasants is no longer to solve the problem of food and clothing,but to hope to get rich.The proposal of “mass entrepreneurship and innovation” has given farmers a good opportunity to start a business.But as we all know,peasant entrepreneurship faces more challenges than other entrepreneurs,especially under the current imperfect rural financial market system.Although local governments have introduced many preferential financial policies to support farmers' entrepreneurship in recent years,and also proposed rural financial supply side reforms,there are still some problems.This paper intends to study the influence and influence degree of various financial support methods on farmers' entrepreneurial willingness,and then proposes to promote farmers' entrepreneurship.Taking Jiangjin District of Chongqing city as an example,the article obtains first-hand data through field research and be put in the model to empirically analyze the financial support factors that affect farmers' willingness to start a business.The article first introduces the research background,research purposes and significance,research trends at home and abroad,research ideas and research methods,and possible innovations.Secondly,define relevant concepts and introduce theoretical foundations,including the concept of farmer entrepreneurship and the concept of financial support.Apply to the relevant theories of peasant entrepreneurship-demand hierarchy theory,entrepreneurial model theory,financial support related theories-financial repression and financial deepening theory,inclusive financial theory,etc.;next,analyze the status quo and problems,introduce Jiangjin District The basic situation,combined with micro data,analyzes the situation of farmers' entrepreneurship in the survey area;then,empirical analysis,using factor analysis to extract several common factors,bring into the binary logistic model,and obtain regression results;finally,according to the status quo analysis and model The results of the regression were concluded,and recommendations were made to the government and financial institutions.The empirical results show that the individual characteristics of farmers(except for the total number of elderly people over 60 years old and the total number of students),the characteristics of farmers' households,and the financial support variables have an impact on farmers' entrepreneurial willingness.The extent of each influencing factor is different,in the financial support variables.Small-scale venture capital funds have the greatest impact on farmers' entrepreneurial willingness,and entrepreneurial performance rewards and entrepreneurial risk compensation have the least impact on farmers' entrepreneurial willingness.Therefore,the following three conclusions are obtained: First,insufficient funds are an important reason for hindering farmers' entrepreneurship;secondly,improving financial support services is conducive to farmers' entrepreneurship;and third,providing “post-event” incentives for entrepreneurship can promote farmers' entrepreneurship.On this basis,put forward several suggestions to the government and financial institutions: the government should actively formulate preferential financial support policies,second,increase incentives and subsidies for financial institutions,and third,strengthen policy propaganda;It is necessary to increase support to the entrepreneurial farmers and,on the other hand,create a sound financial environment for financial institutions.