A Study On The Influence Factors Of Credit Risk Of Commercial Banks

This paper analyzes the characteristics of regional economic and financial operation in the context of supply-side reform,The paper analyzes the problems of credit risk prevention and control in the implementation of supply-side structural reform in commercial banks.By building dynamic panel function models,Seven variables are set up in two levels: economic Meso variable and bank micro characteristic variable,Empirical testing and regression analysis.Analysis of the Main Factors Affecting the Control of Credit Risk.From optimizing the external environment,improving the risk management system,establishing a coordinated operation mechanism and other four aspects,the paper puts forward the credit risk management and prevention and control opinions.