Research On Financing Support Policies For Chongqing Private Elderly Care Institutions

With the continuous development of global science and technology and economy,the world population structure has been changed a lot.Therefore all the countries need to face the population aging.China is a country with a relatively high degree of population aging in the world.Faced with the increasingly aging trend,the construction of pension institutions in China has continued to increase in recent years,and the number of pension institutions has an obvious growth trend.Chongqing,as the central city of the southwest region,is constantly improving its social and economic level,but also faces the prominent problem of aging population.The Seventh National Population Census of Chongqing(No.4)released by Chongqing Bureau of Statistics on May 13,2021 shows that as of midnight on November 1,2020,among the permanent residents of Chongqing,the elderly aged 60 or above are 7.0104 million,accounting for 21.87%of the total population,and the elderly aged 65 or above are 5.4736 million,the population aging rate reached 17.08%.Chongqing has entered a deeply aging society with an aging population rate of more than 14%.The characteristics of the elderly population in Chongqing are begin early,fast growing,large senior age group,and more elder living alone.The sharp increase of the number of elder requires to improve the pension service and security system.Chongqing's pension service system is not sound enough,and the number of public pension institutions is limited,so it is necessary to vigorously support the construction of private pension institutions.In the process of development,private pension institutions cannot be separated from the support of the government and are mainly constrained by funds.Therefore,how to solve the fund problem through investment and financing has become the primary task.In this paper,using several methods to research,such as theoretical analysis and empirical test,review of literature information collection.Base on it to investigate the division of Chongqing city civil affairs bureau of endowment,telephone questionnaire survey part of private pension institutions,understand the present situation of private pension institutions in Chongqing,the selection of the Chongqing municipal government departments issued and pension institutions relevant support policy as the research object to study.First of all,through data collection and sorting,the research concepts of domestic and foreign scholars are clarified,and relevant concepts such as private pension institutions,government subsidies,pension models,financing support policies,as well as theoretical bases such as the theory of public goods,and the theory of welfare pluralism are defined.Then,the role of domestic and foreign governments in the development of private pension institutions is analyzed,and the multi-channel financing of private pension institutions is studied by drawing on the financing development experience of foreign pension institutions.Finally,the financing support policies of the existing private pension institutions in Chongqing are sorted out.Such as general office of the Chongqing municipal people's government "on the opinions of the support the development of social pension organizations","about the printing notice advance endowment service development plan of Chongqing,Chongqing people's congress standing committee of the rights and interests of the elderly protection ordinance in Chongqing,the Chongqing municipal people's government,the measures for the administration of the endowment institutions in Chongqing,such as policy,To find out the deficiencies in the promulgation and implementation of the existing policies.Studying the private pension institutions in Chongqing main financing model,analysis of Chongqing private pension agency problems in the process of financing,found that it exists in the present stage financing support policy financing policy timely,the lack of government subsidies,etc,thus investing and financing from private pension agency,the fiscal and taxation support policy and so on.This paper discusses and proposes the possibility of developing preferential financing policies to open up green channels,in order to put forward specific optimization plans for financing support policies of private pension institutions in Chongqing from the perspective of the government,so as to pave the way for more private capital to smoothly enter the pension industry and better promote the development of citizen pension institutions in Chongqing.