Research On A Company’s Supply Chain Financing Risk Management

In the context of deepening economic globalization,competition among enterprises has gradually become competition among supply chains.However,small and medium-sized enterprises in the supply chain generally have the problem of financing difficulties,which not only restricts the development of the small and medium-sized enterprises themselves,but also hinders the improvement of the overall competitiveness of the supply chain.After the Bank of Shenzhen launched its supply chain financing business for the first time in 2003,major commercial banks have learned from it and started supply chain financing business in line with the development needs of small and medium-sized enterprises.Subsequently,Shanghai Steel Union,Gree Electric and many other large enterprises successively established financial companies to develop supply chain financing with their strong financial strength and information advantages.Relying on the rapid development of the Internet and big data technology,supply chain financing has been further developed in the field of e-commerce in recent years.The emergence of supply chain financing integrates logistics,capital flow,cash flow and business flow,alleviating the problem of credit risk due to information asymmetry,thus effectively solving the financing problems of small and medium-sized enterprises.Nowadays,supply chain financing has become an important business growth point for core enterprises.With the further development of supply chain financing and the continuous change of the competitive environment,discussions on supply chain financing risk management have gradually attracted the attention of enterprises.A company is a well-known home appliance enterprise in our country.After decades of development,the company has accumulated rich resources of suppliers and distributors.In 2014,A company began to develop supply chain financing business by leveraging the resource advantages of core enterprises.This paper studies the supply chain financing risk management of A company,mainly to help A company improve the supply chain financing risk management,so as to promote the steady development of supply chain financing.This article first combed the concept and characteristics of supply chain financing,the concept and content of risk management,and related concepts and characteristics of supply chain financing risk management on the basis of a literature review at home and abroad,and expounded related theories.Secondly,starting from the actual situation of A company,analyze the current situation of the company’s supply chain financing risk management,as well as the problems and reasons in risk identification,risk assessment and risk response.Thirdly,on the basis of identifying the supply chain financing risk of A company,construct a supply chain financing risk assessment index system,and use the analytic hierarchy process and fuzzy comprehensive evaluation method to evaluate the relevant risk indicators.Finally,this article proposes corresponding risk response measures based on the risk assessment results.