Research On The Main Problems And Countermeasures In The Development Of Rice Planting Income Insurance In Chongqin

Agricultural production plays a very important role in China’s social production activities and plays an important role.According to China’s statistical yearbook,in2020,the sown area of rice in China accounted for about 26% of the sown area of grain crops,and the output of rice accounted for about 32% of China’s total grain output.The sown area and total output of rice were second only to that of corn,ranking second among grain crops.China has always attached great importance to food security and the development of rice planting industry.As the "booster" of China’s agricultural development and the "stabilizer" of rural economic development,agricultural insurance also participates in the production activities of rice planting and provides effective risk guarantee for rice planting.Proposed in China’s 14th five year plan,We proposed to implement the strategy of rural revitalization,give priority to the development of agriculture and rural areas,ensure national food security,and keep the rice bowl firmly in our own hands.Based on this,this paper takes the development of rice planting income insurance in Chongqing as the research theme,through the investigation and analysis of the current situation of rice planting income insurance,clear the main problems existing in the development,and put forward development suggestions,in order to promote the faster and better development of rice planting income insurance in Chongqing.This paper studies the promotion of rice planting income insurance in Chongqing,shows the basic situation of rice planting in Chongqing,analyzes the existing problems of rice planting income insurance development,further analyzes the main problems,and puts forward countermeasures and suggestions to promote the development of rice planting income insurance.Through the study of this paper to form the following conclusions:(1)The development of rice planting income insurance in Chongqing area less problems due to the rice planting income insurance affected by district agricultural policy subsidies,did not form scale effect insurance company should be docking with the relevant departments of district and county government,for rice planting income insurance policy support to increase the promotion area.(2)In the development of rice planting income insurance in Chongqing,there are problems that farmers have a low understanding of agricultural insurance,and more farmers have access to insurance knowledge channels and less comprehensive insurance knowledge.The government should strengthen the training of farmers’ insurance knowledge and increase the publicity and promotion of insurance knowledge.(3)In the development of rice planting income insurance in Chongqing,many farmers are not willing to take out insurance based on financial subsidies,and few farmers are willing to take out insurance when the government has no subsidy policy.This is due to farmers relying too much on government subsidies and high rice planting costs.To this end,the government can pilot full subsidy model,improve supporting subsidy policies.(4)In the development of rice planting income insurance in Chongqing,the high operating cost and relatively backward management of insurance companies.Therefore,insurance companies should improve their management ability and risk management technology.(5)In the development of rice planting income insurance in Chongqing,there is a problem of inconsistent premium subsidy system,It is manifested in that the implementation policies of each district and county are not unified and no standards are formed.Therefore,the government should take the overall lead to standardize the operation of agricultural insurance market.