Research On The Problems And Countermeasures Of Social Insurance Premium Collection Of Small,Medium And Micro Enterprises In Qionglai City

With the improvement of social security system,the penetration rate of social insurance is getting higher and higher,institutional construction has been innovated day by day.The small,medium and micro enterprises are booming.The problem of social insurance collection and payment of small,medium and micro enterprises has also become increasingly prominent.There is too much capital pressure on small,medium and micro enterprises.In order to reduce the labor cost,more than half of the enterprises’ social security payment base shall be declared according to the current minimum base,which undoubtedly affects the legitimate rights and interests of employees,and weaken the support capacity of social insurance funds,increase the financial pressure of various regions.After the implementation of the reform of special tax on social insurance premiums,sooner or later,enterprises’ illegal payment of social insurance premiums will be corrected,the sharply rising social insurance premium payment will have a great impact on Enterprises.Affected by the COVID-19,under the environment of economic depression,dishonest enterprises and employees will face the embarrassing situation of shutdown and unemployment;At the same time,the mechanism involving the recovery of corporate social insurance premiums has always been imperfect,the division of labor between the collection department and the handling agency is not clear,the social insurance premiums owed by some enterprises have not been recovered,These enterprises become zombie enterprises in the social security system;How to take effective measures and give solutions is the key.The theme of this paper is "Research on the problems and Countermeasures of social insurance for small,medium and micro enterprises in Qionglai city".Firstly,it explains the research background,research significance,research status at home and abroad,research ideas and research methods;Secondly,it expounds the related concepts of social insurance,focusing on the comparison of the collection and payment of social insurance before and after the "fee to tax" reform;Describe the division of domestic small,medium and micro enterprises,focusing on the development status of small,medium and micro enterprises in Qionglai;Then,through on-the-spot investigation,questionnaire survey,interview and other means to understand the current situation of social insurance collection of small,medium and micro enterprises in Qionglai,Explain the problems existing in the social insurance collection of small,medium and micro enterprises in Qionglai,This paper analyzes the causes of the problems from the aspects of the formulation of the national social insurance collection policy,the functions and responsibilities of the collection institution;By drawing on the experience of the collection of social insurance premiums in advanced cities in China,Put forward countermeasures to solve the problems from three aspects: the handling service system,the construction of the social insurance premium collection system,maintain the insurance payment environment,Help maintain the security of social insurance funds,Reduce the economic burden on small,medium and micro enterprises,Realize the popularization of social security for workers in small,medium and micro enterprises,Build stable and harmonious labor relations.