Research On The Development Of Green Supply Chain Finance In Industrial Bank

The goal of green development requires enterprises to achieve green transformation,and green production and green transformation will inevitably consume a large amount of funds.This requires commercial banks,as the main suppliers in China’s capital market,to play a role in providing tools for enterprise financing and solving the problem of green project financing for enterprises.Green supply chain finance combines supply chain finance,green supply chain and green finance,which not only explores important ways for commercial banks to carry out new business and increase market share,but also provides financing channels for the green development of small and medium-sized enterprises in the upstream and downstream of the supply chain,which can better realize the synergy of green benefits and financing benefits of the supply chain.There are already mature green supply chain finance development models abroad,but in China,they are just starting.Although some financial institutions and enterprises have established financing models,they still need to be improved,and the application fields are also relatively concentrated.How to overcome the current development difficulties and achieve green development goals is an urgent problem that commercial banks need to solve.This article mainly adopts literature research method and typical case analysis method to analyze the successful experience and difficulties encountered in the development process of Industrial Bank’s green supply chain finance,and how to overcome disadvantages and challenges under existing advantages and opportunities,and tentatively propose countermeasures and suggestions to promote the better development of green supply chain finance.Firstly,summarize and analyze the current research status of green supply chain finance,and summarize the achievements and shortcomings of the current research;Secondly,introduce the development case of Industrial Bank’s green supply chain finance,and provide a detailed introduction to the overall overview of Industrial Bank and the specific development situation of green supply chain finance;Then analyze the case of Industrial Bank’s development of green supply chain finance,mainly from two aspects: the impact on Industrial Bank itself and the external effects it generates,as well as its advantages and difficulties in carrying out the development;Finally,draw research conclusions and case insights,and propose targeted countermeasures and suggestions to promote the development of green supply chain finance.Through the analysis of the case of the development of green supply chain finance in Industrial Bank,this article draws the following conclusions: firstly,the motivation for the development of green supply chain finance in Industrial Bank includes two aspects:external factors and internal factors.Secondly,the development of green supply chain finance by Industrial Bank may have a negative impact on profitability in the short term,but in the long run,it has multiple positive impacts.Thirdly,Industrial Bank has multiple advantages in developing green supply chain finance and faces good opportunities,so it can become a representative of domestic commercial banks in developing green supply chain finance.Fourthly,although Industrial Bank has made significant efforts in the development of green supply chain finance,like all other banks,it still faces difficulties in its business process and needs to use its own advantages and external opportunities to overcome difficulties and challenges.Based on the above conclusions,inspiration is drawn to propose countermeasures and suggestions for commercial banks to better develop green supply chain finance,including accelerating the construction of green supply chain finance certification standard system,strengthening incentive policies to enhance the participation motivation of various entities,and building a good green supply chain large data finance infrastructure.