Study On Strategies Of Rural Credit Cooperative After Entrance To WTO

After China's entry to WTO the economic situations of China have changed greatly, which provides Rural Credit Cooperative (RCC) with both challenge and opportunity. Under this background the thesis discusses the problem of RCC and presents the reform strategies so that RCC can develop rapidly. Such is the main purpose of the thesis.This thesis consists of six sections. They are as follows: The first section is introduction. It includes the purpose and significance of selecting the subject, research object, research methods, main content of research and conclusions. Firstly, this section introduces the background of thesis and points out that after China's entry to WTO economic circumstances have changed greatly. Secondly, this section points out that the purpose and significance of selecting the subject is to provide useful advice for the reform and development of RCC in the future. Finally, research object and main contents, conclusions and research methods are explained simply.The second section analyses the influence of China's entry to WTO on RCC. Firstly, this section reviews the principle of WTO, then analyses the influence of the entry to WTO on RCC on the basis of the promises of finance service to WTO. Secondly, the author thinks that the influence of the entry to WTO on RCC is complex, which includes not only opportunity but also challenge. Finally, through analyzing the influence of China's entry to WTO on basic economic system, management system of banks and RCCs the conclusion that the challenge is more serious is drawn.The third section analyses the comparative advantages of RCC after China's entry to WTO. After the development of over 50 yeas China's RCC has formed its own characteristic. Compared with state-owned commercial banks and foreign banks, RCC has its own comparative advantages. This part mainly analyses what is the comparative advantages of RCC.The forth section analyses the comparative disadvantages of RCC after China's entry to WTO. There is widening gap between RCC and state-owned commercial banks, foreign banks or credit cooperative organization in western countries. This section mainly analyses the comparative disadvantages of RCC in terms of basic economic system, management system, society environment and basic establishment compared with Credit Cooperative Organization in western countries and points out the aspects that need reforming.The fifth section analyses international experiences of rural cooperative finance organization. RCC results from Europe. After the development of over150 years cooperative financial organization has been a perfect financial system in western countries. This section mainly analyses the development mode, operational mechanism, institution innovation of rural cooperative financial organization of several western countries such as American, Germany, France and Japan and draw some experiences for references to reform of China's RCC.The sixth section presents the reform strategies that can enhance the competition of China's RCC. This section provides corresponding policies and advice in terms of organization mode, operational system, institution innovation, management and exterior environment of RCC. In this section the reform goal and reform strategies are provided, which is helpful to enhance strength of China's RCC in competitive market.