The Study Of Construction Strategy Of Commercial Bank Information Systematization

Information systematization and information technology become method of commercial bank improving efficiency, and information systematization becomes foundation of Commercial bank. As social economy and information technology continued to develop in near several years, our country Commercial bank obtain faster develop by improving finance service, accelerating finance innovation and boosting up bank ability of core competition. But, there are larger gap between domestic commercial bank with international advanced bank. The article reviews information systematization progress of international advanced bank and illuminates it's development theory and new character and development trend of Information systematization, so should get available discussion for construction of information systematization of domestic commercial bank.Information systematization of domestic commercial bank has experienced offline and online operation treatment. Now management of information systematization is in a important period. Execution of development plan and fulfillment of main mission will bring significant influence on development of future. Domestic commercial banks are accelerating construction of data centralization and application integration, strengthening security and operation management, utilizing advanced information technology, accelerating system renovation of integrated operation and making sub-system of management information system, and establish stable base for future development.Finance face fury competition of economy globalization and booming of electronic business after entering WTO. The article put forward mean of construction & development to translate the stable base into developing momentous and competition power: (1)implement data application deeply and build date base of enterprise; (2)translate technology advantage into competition advantage; (3)improve information development level which can strengthen informational management and decision of commercial banks; (4) grasp the opportunity of E-economy; (5)accelerate developing bank on the internet build up new CRM which can make finance service system. In this way, the domestic commercial banks can improve management and core competition.